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Branded cc's are they prime cc's

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Duncanrr
Valued Contributor
‎09-12-2012 06:01 PM
‎09-12-2012 06:01 PM

Branded cc's are they prime cc's

Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
Message 1 of 7
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CK_Charles_Lover
Regular Contributor
‎09-12-2012 06:03 PM
‎09-12-2012 06:03 PM

Re: Branded cc's are they prime cc's

Umm yes!

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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OptimasPrime
Frequent Contributor
‎09-12-2012 06:10 PM
‎09-12-2012 06:10 PM

Re: Branded cc's are they prime cc's

I'd say so. Pretty much any cc from chase or amex is prime imo. The only exception to this is the slate card - although I can see how some people would disagree and consider that prime as well.

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
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OptimasPrime
Frequent Contributor
‎09-12-2012 06:11 PM
‎09-12-2012 06:11 PM

Re: Branded cc's are they prime cc's

oops double post

EQ 778 | TU 776
Barclay US Airways WMC 7.5k | BCE 5.8k | BofA Travel Rewards 9.1k | Chase Marriott Premier 13k | Citi TYP WMC 6.5k | Freedom Visa Sig 8k| Discover it 10k
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Wolf3
Senior Contributor
‎09-12-2012 06:19 PM
‎09-12-2012 06:19 PM

Re: Branded cc's are they prime cc's

@Duncanrr wrote:
Are my new cards considered prime cards? In particular I'm referring to my AMEX Delta card and my Chase Amazon visa.

Those are referred to as  Co-Branded.    One brand being the network, VISA or AMEX and the other brand being the merchant (Delta or Amazon).

 

Prime does not really depend on whether co-branded or not.     Based on a long thread that ran over the last holiday.    There is no consensus on what is prime?

 

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Duncanrr
Valued Contributor
‎09-12-2012 06:26 PM
‎09-12-2012 06:26 PM

Re: Branded cc's are they prime cc's

Hmmm. Maybe I'll call them FAKO Primes. Smiley Wink


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
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Wolf3
Senior Contributor
‎09-12-2012 06:39 PM
‎09-12-2012 06:39 PM

Re: Branded cc's are they prime cc's

http://ficoforums.myfico.com/t5/Credit-Cards/What-makes-a-credit-card-quot-prime-quot-and-should-I-c...

 

Here is thread where we discussed everyone's opinion on what "prime CC" means.    As I said, lot of different opions.

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