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Buying airline points with credit card

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Anonymous
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Buying airline points with credit card

Was wondering if I buy airline points with a credit card, will it be treated as a cash advance?

I’m 949 points away from a business class seat and see I can buy 1000 points.
Message 1 of 5
4 REPLIES 4
wasCB14
Super Contributor

Re: Buying airline points with credit card


@Anonymouswrote:
Was wondering if I buy airline points with a credit card, will it be treated as a cash advance?

I’m 949 points away from a business class seat and see I can buy 1000 points.

I've never seen it treated as a cash advance, but the transaction is often processed by a multi-airline points dealer and not the airline itself. If you use an airline cobrand card to buy miles, the transaction might not fall into a bonus category.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 5
Anonymous
Not applicable

Re: Buying airline points with credit card

I don't believe it would be counted that way as you're not getting cash back.


@Anonymous
Message 3 of 5
longtimelurker
Epic Contributor

Re: Buying airline points with credit card


@Anonymouswrote:

I don't believe it would be counted that way as you're not getting cash back.


@Anonymous

Well, depending what card you use you could of course be getting cash back (more as a side effect than the main goal).   But you should be fine as it's not a financial institution or a cash equivalent, and it's not going to be a large amount of money

Message 4 of 5
Anonymous
Not applicable

Re: Buying airline points with credit card

If you are buying points, how are you getting cash back?  You talking about the cash-back rewards for purchasing using a card?  I was talking about as in getting cash from the card then getting deposited into an account.

 

PS  OK, yeah, cash as a side effect.

Message 5 of 5
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