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@zerofire wrote:I think that this is a great start to fixing the mess that is the Savor family of cards. I wanted to have the original Dining Rewards card originally but find that the US Bank Altitude Go is a much better alternative. My biggest concern is that once Capital One is done reshuffling things they will just bring out another broken product just like all of their other cards except the Walmart Rewards. The transition will be interesting to watch.
Could you explain what you mean by "broken products"? I think SavorOne is a really good card. Quicksilver is pretty good, better than a lot of other starter cards. Some say Venture X is the best travel card out there. I'd like to understand why you are making this claim.
FICO® 8: 781 (Eq) | 748 (Ex) | 774 (TU)
I got this email too as a grandfathered no AF Savor cardholder. Only difference was the last billet point where it says I would get a redesigned card starting in spring of 2025 if my card expired. I'm thinking they might be keeping the metal cards for certain cardholders.
No email for me (yet?) - I have an old-OG Savor with no AF.
I would say this is going to get confusing, but Capital One is known for their 'FrankenCards' with various terms, rewards, etc. with the same name. There are a few folks around here with a Savor Visa card, and IIRC at least one member with a low interest, no-AF Venture card (not Venture One).
So I guess we're going to have three flavors of Savor going forward... an old-OG with 4% back on restaurants/entertainment with no AF, an OG with 4% back on restaurants/entertainment that does have an AF, and the currently offered version with 3% back on restaurants/entertainment with no AF.
As for the whispers of a possible 'Savor X', IMO it's just that, whispers and wishful thinking by the internet masses. Not that I would be mad about such an offering, but I personally don't see it happening (at least anytime soon). I can't see them doing anything to infringe on their Venture X, and a hypothetical Savor X likely would. Just my 2¢.
@UncleB wrote:No email for me (yet?) - I have an old-OG Savor with no AF.
I would say this is going to get confusing, but Capital One is known for their 'FrankenCards' with various terms, rewards, etc. with the same name. There are a few folks around here with a Savor Visa card, and IIRC at least one member with a low interest, no-AF Venture card (not Venture One).
So I guess we're going to have three flavors of Savor going forward... an old-OG with 4% back on restaurants/entertainment with no AF, an OG with 4% back on restaurants/entertainment that does have an AF, and the currently offered version with 3% back on restaurants/entertainment with no AF.
As for the whispers of a possible 'Savor X', IMO it's just that, whispers and wishful thinking by the internet masses. Not that I would be mad about such an offering, but I personally don't see it happening (at least anytime soon). I can't see them doing anything to infringe on their Venture X, and a hypothetical Savor X likely would. Just my 2¢.
I also have the legacy Savor card with no annual fee. I think the legacy card will continue and not convert. I 100% agree with you on the prospects of a "Savor X" Card.
@UncleB wrote:No email for me (yet?) - I have an old-OG Savor with no AF.
I would say this is going to get confusing, but Capital One is known for their 'FrankenCards' with various terms, rewards, etc. with the same name. There are a few folks around here with a Savor Visa card, and IIRC at least one member with a low interest, no-AF Venture card (not Venture One).
So I guess we're going to have three flavors of Savor going forward... an old-OG with 4% back on restaurants/entertainment with no AF, an OG with 4% back on restaurants/entertainment that does have an AF, and the currently offered version with 3% back on restaurants/entertainment with no AF.
As for the whispers of a possible 'Savor X', IMO it's just that, whispers and wishful thinking by the internet masses. Not that I would be mad about such an offering, but I personally don't see it happening (at least anytime soon). I can't see them doing anything to infringe on their Venture X, and a hypothetical Savor X likely would. Just my 2¢.
I have a no-AF Venture card, currently with 13.9% V APR
@galahad15 wrote:
@UncleB wrote:No email for me (yet?) - I have an old-OG Savor with no AF.
I would say this is going to get confusing, but Capital One is known for their 'FrankenCards' with various terms, rewards, etc. with the same name. There are a few folks around here with a Savor Visa card, and IIRC at least one member with a low interest, no-AF Venture card (not Venture One).
So I guess we're going to have three flavors of Savor going forward... an old-OG with 4% back on restaurants/entertainment with no AF, an OG with 4% back on restaurants/entertainment that does have an AF, and the currently offered version with 3% back on restaurants/entertainment with no AF.
As for the whispers of a possible 'Savor X', IMO it's just that, whispers and wishful thinking by the internet masses. Not that I would be mad about such an offering, but I personally don't see it happening (at least anytime soon). I can't see them doing anything to infringe on their Venture X, and a hypothetical Savor X likely would. Just my 2¢.
I have a no-AF Venture card, currently with 13.9% V APR
did you ever call to get 13.9% or that was from the start
@911gt34life wrote:did you ever call to get 13.9% or that was from the start
Yes as far as I can best recall, actually it originally started out as 9.9% V when it was first issued (i.e, on or around when interest rates were significantly lower, due to recession, etc. at the time I apped and was approved for it, iirc), and with current interest rates, it is was originally and is still presently 13.9%
I did have to call in though to have the AF removed -- I had temporarily closed the card some years ago and had wanted to re-open it, but as a condition of re-opening it, I had specifically requested to the Cap1 rep to please remove the AF. To my pleasant surprise, the Cap1 rep agreed to remove the AF, and then proceeded to re-open the card
Being in the unusual spot of having the a SavorOne and a $95AF Savor, I received the email for both cards on 10/22. The verbiage used is slightly different on them.
Savor One:
$95 AF Savor:
Neither of my cards expire soon (S1 in early 2027, Savor in late 2028). I actually like the existing look of my Savor card. I have the lightly refreshed version that was never displayed on the website but was introduced in 2023 for both Savor and Savor One. The text was moved from the center to below the chip on the left (Savor still as metal). If I've still got this card in 2028 I hope it stays metal. I also agree about all the "Savor X" rumors and whispers. That talk is especially rampant on reddit where people are acting as if it's a guaranteed done deal. I really don't want a Savor X unless it stayed very similar to the old Savor anyways (I like that Savor can transfer to VX and have done so, but want to retain that flexibility to cash out like a normal CB card).