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CANT BELIEVE IT!!!

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CreditChampion
Frequent Contributor

Re: CANT BELIEVE IT!!!

Congrats! What are your stats? AAOA? Oldest account?

Fico Scores:800+Club

Marvel MC 25K AMEX BCE 18K AMEX Blue Sky 13.6K AMEX BCE 13.5K AMEX Zync
NPSL(AU) Citi Double Cash 14.5K PenFed Plat Rewards 14.5K Citi Forward 10.3k Discover it 9.5K Wells Fargo Cash Back 7.2K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed) PenFed PLOC 14K
PenFed Promise 5K
Message 21 of 37
EandK23
Regular Contributor

Re: CANT BELIEVE IT!!!

Congrats!!
Message 22 of 37
tylaw13
Regular Contributor

Re: CANT BELIEVE IT!!!

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 23 of 37
LS2982
Mega Contributor

Re: CANT BELIEVE IT!!!


@tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.


Nice!

 

Seems like 2k is the common starting CL for that card. YMMV of course but alot of members getting this card has started with this limit.

 




EQ FICO 548 3/3/16
Message 24 of 37
CS800
Super Contributor

Re: CANT BELIEVE IT!!!


@tylaw13 wrote:

ok so i was approved for 2kCL , my credit report is ok i guess, no baddies at all. my AAoA is almost i year and my oldest account is 2 years and 1 month.


You cna always do a CLI 3X your current CL , 61 days after activation if you feel like it.

 

Some however have gotten a CLI 60 days from approval. YMMV




Message 25 of 37
Mellon
Established Contributor

Re: CANT BELIEVE IT!!!

Congrats!!

Message 26 of 37
Rhaeny
Valued Contributor

Re: CANT BELIEVE IT!!!

Congrats Smiley Very Happy

 

Can't wait till I'm able to get approved.....that is many light years away though.  


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 27 of 37
calihlove75
Established Contributor

Re: CANT BELIEVE IT!!!

Congrats! That is the card I want...denied in June. Trying to avoid the temptation of trying again until December!!

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050
Message 28 of 37
tylaw13
Regular Contributor

Re: CANT BELIEVE IT!!!

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 29 of 37
Rhaeny
Valued Contributor

Re: CANT BELIEVE IT!!!


@tylaw13 wrote:

Let me add i just finished with my credit union like 5 minutes ago refinancing my auto loan from 16% to 1.98% and taking 9 months off the loan! Payemnt went from 284 - 244. Sorry if im bragging im just very happy!


No brags.....just huge successes Smiley Happy

 

Congrats!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 30 of 37
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