CAP ONE EXEC OFFICE!

[p-]

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@calihlove75 wrote:

I would be happy for them to waive the annual fee for now. I am going to keep it regardless, but I cringe at the very thought of that fee for a useless card without any rewards. However, it is my oldest major credit card on file so I just deal with it,  knowing it at least got me where I am

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Last year I called HSBC just before the AF was due and customer service waived it for me.  It might be a good idea to do that when it comes due, and then hit up Cap1 exec office for a product change this spring when they have the accounts fully transfered.

I am stoked that I can keep my oldest card.  I kind of get a kick out of the thought that my sub-prime 300 dollar Orchard card might someday be a 20k World Mastercard with the same born on date and history.  I'm looking forward to the conversation;

"What, this card?  Oh, yeah, I opened it back in '08 when my FICO was like 540.  You don't have one of these?"

Bwahahaha!

[LS2982]

OP any new status from Cap1 yet??

[colindidit]

Going back to my OP does any one think my balance difference and higher limitswillbe updated when they manually review my file? The credit increase made my Walmart util less than 50 percent util... I really hope this doesn't screw me over...I think I should of waited lol

[tennisfan78]

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@colindidit wrote:

Going back to my OP does any one think my balance difference and higher limitswillbe updated when they manually review my file? The credit increase made my Walmart util less than 50 percent util... I really hope this doesn't screw me over...I think I should of waited lol

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I think you will be fine and its a SP anyway

[youngandcreditwrthy]

I've still not rec'd a cli :-/ ehhhh got til Friday! Lol

[tennisfan78]

any updates???

[youngandcreditwrthy]

I got a cli to $5000!!!!!!!!!!!!!!!!!!!!!

(minor profanity edit --Rev)

[youngandcreditwrthy]

I got it from $1300-$5000 after almost five years of no luv!!!!!  How about that!!

thanks Crapital One :-) hahha!;-)

[tennisfan78]

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@youngandcreditwrthy wrote:

I got it from $1300-$5000 after almost five years of no luv!!!!!  How about that!!

thanks Crapital One :-) hahha!;-)

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Wow, Congratulations!!!! Did you get it this morning?

[youngandcreditwrthy]

Yep! It showed up at like 8am!!!! It's funny cause now I want to use it, but I have no reason to!