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CAP ONE PLATINUM upgraded to QUICKSILVER

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CAP ONE PLATINUM upgraded to QUICKSILVER

Though I am techincally gardening now after a big approval spree the past two weeks, I did step out of garden slightly to call CAPTIAL ONE this morning. I wanted to see if I could UPGRADE my two year old CAP ONE PLATINUM card to a QUICKSILVER card.  They looked in their system and said I was eligable for that upgrade.


The whole thing took all of 5 minutes to do... lol


My $,3500 CL on my PLATINUM will just move unto a QUICKSILVER card, and she said my card number will stay the same, and it won't affect my credit reports at all.


She said I can start earning the 1.5% QUICKSILVER rewards starting Monday using my current PLATINUM card for now, until the new QUICKSILVER card arrives in 5-7 days.

 

That definately started my day out of a good note !

GoingGold
*UPDATED AS OF 07/07/2019*
EQ: 715 ___ TU: 711 ___ EX: 698
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,500
**TOTAL OVERALL CREDIT LIMIT = $97,500, or $100,500 if you include the Amex Gold P.O.T option CL.
Message 1 of 12
11 REPLIES 11
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Frequent Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER


@GoingGold wrote:

Though I am techincally gardening now after a big approval spree the past two weeks, I did step out of garden slightly to call CAPTIAL ONE this morning. I wanted to see if I could UPGRADE my two year old CAP ONE PLATINUM card to a QUICKSILVER card.  They looked in their system and said I was eligable for that upgrade.


The whole thing took all of 5 minutes to do... lol


My $,3500 CL on my PLATINUM will just move unto a QUICKSILVER card, and she said my card number will stay the same, and it won't affect my credit reports at all.


She said I can start earning the 1.5% QUICKSILVER rewards starting Monday using my current PLATINUM card for now, until the new QUICKSILVER card arrives in 5-7 days.

 

That definately started my day out of a good note !


Congrats on the upgrade! Enjoy the rewards!

Message 2 of 12
Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER


@avogadro12 wrote:

@GoingGold wrote:

Though I am techincally gardening now after a big approval spree the past two weeks, I did step out of garden slightly to call CAPTIAL ONE this morning. I wanted to see if I could UPGRADE my two year old CAP ONE PLATINUM card to a QUICKSILVER card.  They looked in their system and said I was eligable for that upgrade.


The whole thing took all of 5 minutes to do... lol


My $,3500 CL on my PLATINUM will just move unto a QUICKSILVER card, and she said my card number will stay the same, and it won't affect my credit reports at all.


She said I can start earning the 1.5% QUICKSILVER rewards starting Monday using my current PLATINUM card for now, until the new QUICKSILVER card arrives in 5-7 days.

 

That definately started my day out of a good note !


Congrats on the upgrade! Enjoy the rewards!


Thanks so much. I will !

GoingGold
*UPDATED AS OF 07/07/2019*
EQ: 715 ___ TU: 711 ___ EX: 698
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,500
**TOTAL OVERALL CREDIT LIMIT = $97,500, or $100,500 if you include the Amex Gold P.O.T option CL.
Message 3 of 12
Frequent Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER

I took this route with my platinum too.  Platinum -> Quicksilver -> Savor.  Still my oldest card, so not going to get rid of it anytime soon.  Good Job!




Starting Score: 697,722,705
Current Score: See Above
Goal Score: 775


Take the myFICO Fitness Challenge
Message 4 of 12
Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER


@Workin4abetterFICO wrote:

I took this route with my platinum too.  Platinum -> Quicksilver -> Savor.  Still my oldest card, so not going to get rid of it anytime soon.  Good Job!


Thanks. Yes, it's a good route to go to move up, without having to add an extra card to my wallet. I don't get any of the QS bonus offers doing it this this way, but I already have plenty of offers to fullfill through my recent spree new cards - which includes a 30K VENTURE card. I also have a 2nd CAP ONE PLATINUM card that is secured, with a $500 CL. I am still going to keep it though since its got about 2 years on it already.

GoingGold
*UPDATED AS OF 07/07/2019*
EQ: 715 ___ TU: 711 ___ EX: 698
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,500
**TOTAL OVERALL CREDIT LIMIT = $97,500, or $100,500 if you include the Amex Gold P.O.T option CL.
Message 5 of 12
Senior Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER


@Workin4abetterFICO wrote:

I took this route with my platinum too.  Platinum -> Quicksilver -> Savor.  Still my oldest card, so not going to get rid of it anytime soon.  Good Job!


I wish I would have gotten mine PC’d to Savor when it was still offered. Probably stuck with an $8250 Platinum (my account still says Platinum even though I earn cash back) until they either CLD me for using it for a couple bucks every few months or it gets old enough that I’m no longer worried about AAoA 10 years down the line and close it. :/

 

Congrats on the upgrade OP! Smiley Happy


Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 6 of 12
New Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER

Gratz it's a good feeling! 

My long rebuilding road. I am currently gardening.
Filed Chapter 7 in December 2017
I AM NOT checking any scores until January 2019
TU: 558 EF: 558 EX: 608 as of 09 Oct 2018
Vantage Scores TU: 695 EQ: 691 EX: 687
FICO 8 Exp 657 (22 Sept 2018)
FICO 9 Exp 695 (03 Oct 2018)
FICO 9 EQ 662 (11 Sept 2018)
FICO 8 TU 628 (28 Aug 2018)
*CC's:
QuickSilver One (Oct 2018) $3000
QuickSilver (PC from Platinum) (Apr 2018) $500
Secured USAA Amex (Apr 2018) $1250
Secured Discover IT (June 2018) $500
Ollo Platinum MC $800 (Nov 2018)
*Loans
AMPLIFY CU Auto Loan (72 mo) $36,744 (Oct 2018) 4.79%
Inquiries: TU-11, EQ-9, EX-9 (Most of HPs were from Auto Purchase)
Message 7 of 12
Regular Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER

Grats!  It's a great feeling to get a more useful card.


Starting Score: 557 (2005)
Current Score: 803
Goal Score: 805


Take the FICO Fitness Challenge
Message 8 of 12
Contributor

Re: CAP ONE PLATINUM upgraded to QUICKSILVER


@forJAT wrote:

Gratz it's a good feeling! 


Thanks !

GoingGold
*UPDATED AS OF 07/07/2019*
EQ: 715 ___ TU: 711 ___ EX: 698
Utlz:1% ___ Old Lates/COs: 2 ___ Collections: 0 ___ Public Records: 0 ___ Last Late: 2.1 yrs ___ AAoA: 7.1 yrs ___ AAoOA: 23.10 yrs

AMEX PLATINUM ___ AMEX GOLD = $3,000 (P.O.T) ___ AMEX BONVOY BRILLIANT = $5,000 ___ AMEX CASH MAGNET = $1,000
CAP ONE VENTURE = $30,000 ___ CAP ONE QUICKSILVER = $3,500 ___ CAP ONE PLATINUM SECURED = $500
BANK OF AMERICA CASH REWARDS = $15,000 ___ BANK OF AMERICA PREMIUM REWARDS = $15,000
DISCOVER IT MILES = $15,000 ___ FIDELITY INVESTMENTS CASH REWARDS = $12,500
**TOTAL OVERALL CREDIT LIMIT = $97,500, or $100,500 if you include the Amex Gold P.O.T option CL.
Message 9 of 12
Established Member

Re: CAP ONE PLATINUM upgraded to QUICKSILVER

Did you have a balance on your platinum card when you called to upgrade to a quicksilver? Cause I've had a platinum card for over a year and was planning on paying it off then sticking it in the drawer, cause my CL hasn't moved.

Message 10 of 12
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