CAP ONE?

[Anonymous]

THANKS for the suggestions jtheedges. I will update later !!!

[mross1080]

its around 10 dollars a CRA and you can freeze and unfreeze when youd like. Its meant to help with identity theft but it works great when you want to apply for a card and want to make sure what CRA they pull. Although I did this method with amex and they called me and asked for my pin number to unfeeze my experian. AMEX is one of a kind.

[hedgeclipper2]

of course!  i hope it works out for you.  keep us updated.  we love seeing success stories!

[Creditaddict]

If you want a HSBC card, I would do the pre-qual for Best Buy Mastercard, most people are getting that card with no annual fee (I have the gold but when I do HSBC pre-qual I'm preselected for platinum which you think would be better but it has a $39-59 annual fee)

Also the pre-qual for Capital One is also a soft and if they offer you a card, I have not seen anyone get declined.  However applying without an offer showing in my experience is always a decline.

[Anonymous]

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@mross1080 wrote:

its around 10 dollars a CRA and you can freeze and unfreeze when youd like. Its meant to help with identity theft but it works great when you want to apply for a card and want to make sure what CRA they pull. Although I did this method with amex and they called me and asked for my pin number to unfeeze my experian. AMEX is one of a kind.

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that's priceless ...

[silentdance]

Just found out I was approved for a Capital One Classic Platinum card. Don't know the limit yet, but my scores at the time of app were TU 619 & EQ 642. This is my first unsecured card other than Orchard so I'm pretty stoked! This means you probably would also get approved.