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Even if I call the backdoor number, how do I verify I'm talking with "credity analyst" versus another CSR that the first CSR just transfers me to?
The "credit analyst" I spoke with yesterday said that due to privacy/security reasons she could not discuss the denial reasons and I'd have to wait for my letter. Does this mean she was actually a CSR? I thought analysts had access to that info and would/could discuss with us?
What do I say? Hey I know you denied me but you're crazy and don't use Fico etc? haha okay probably not but....
@LS2982 wrote:
Call this # 1866 519 6441
This should get you to someone more helpful.
LS: Thank you for all your help/advice over the past few days! :-)
@LS2982 wrote:
No problem I really hope you get the account!!
Out of curiousity what's the diff between this # and the one from yesterday?
Calling on lunch break in a few minutes eeks!
Nope. Denied.
She told me I had to wait for my letter and if I feel teh information for denial is innacurate I need to contact the bureaus and can reapply after 30days.
She said that the code showing is not one anyone in her department can override.
ARGH.
@LS2982 wrote:
Give it 6 months and reapp youll get it!! Man that really sucks.
Thanks...yup I'm going wait for the CU to contact me tomorrow - hopefully that Visa comes thru. Then I'll just lay low for 6mos and wait..and plot..and plan... BWAHAHAHA!
edit: Should be interesting to see what the letter says...