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I've had my Venture card and my QS card for about 7 months now. I've heard I think every common excuse that other people have gotten for denials on this forum. Seems like I've passed all the hurdles that one would normally get denied for. Such as card's too new. Not enough usage on the card etc.
So I tried on my Venture card which has a limit of 7.5K but I was denied a few days ago "Due to balance on card too high." But the balance on the card was only $63.00.
Seems like Cap 1's just making up excuses to not give me a CLI.
Anyone else ever gotten that message that seemed a bit ridiculous like that one?
Maybe they meant the balance on another card is too high, or the balance was high and then you paid it but they don't recognize it as paid yet was it higher before?
They blamed DW of having a recent 60 day late, which never happened, on the time before the last request as a reason for denial. The last one was blamed on too low average payments, which have averaged $600+ per month, close to her average monthly usage. Who knows with them anymore.