fused111 wrote:Check your PM (private mesaages)!
I hate secrets!!! 
Check your PM then!
Lori344 wrote:
fused111 wrote:Check your PM (private mesaages)!I hate secrets!!!
Reading all about Amex's f/r stunts scares me, especially those stories about new cardmembers being f/r by Amex after just having been accepted two weeks prior. I know that certain activities can trigger a f/r, but it seems very strange they would do it to especially new cardmembers, which is what I am afraid will happen to me...
Despite all that, I have decided that Amex Blue Sky is the best travel rewards card out there for me right now and my current spending habits/locations. I will take the plunge and apply early next week. (After pulling all three of my reports yesterday, I discovered that my EX report has 3 inquiries, two of which will fall off soon:
7/28/2006 Citi
7/29/2006 Amex
So I will wait until those two fall off before applying - 1 inquiry as opposed to 3 seems to be much better in my book, and I really don't want to risk getting denied for something that could have been prevented just by waiting several days..."Denied due to too many recent inquiries..." That would certainly be a disaster.
Despite all that, I have decided that Amex Blue Sky is the best travel rewards card out there for me right now and my current spending habits/locations. I will take the plunge and apply early next week. (After pulling all three of my reports yesterday, I discovered that my EX report has 3 inquiries, two of which will fall off soon:
7/28/2006 Citi
7/29/2006 Amex
So I will wait until those two fall off before applying - 1 inquiry as opposed to 3 seems to be much better in my book, and I really don't want to risk getting denied for something that could have been prevented just by waiting several days..."Denied due to too many recent inquiries..." That would certainly be a disaster.
Starting Score: EQ 773, TU 766
On the same topic, I was wondering if anyone could give me some last minute advice...
The application asks for Annual Household Income as well as source of income. Well, I am currently a student and have no job myself. (I don't want to apply for the Blue for Students card because I already have a rewards card better than that, it's the Blue Sky I have my eyes on.) I was inclined to put down the amount my parents make, but then thought twice because first off, it's not really accurate, and secondly if they F/R me sometime in the future, that could get complicated...
So there is my dilemma...should I even bother applying for the card if I can't list an accurate source of income? I don't want to lie on the application...
And if I should still apply, what do I put for my income and source?
Thanks a lot for the help; very much appreciated!
The application asks for Annual Household Income as well as source of income. Well, I am currently a student and have no job myself. (I don't want to apply for the Blue for Students card because I already have a rewards card better than that, it's the Blue Sky I have my eyes on.) I was inclined to put down the amount my parents make, but then thought twice because first off, it's not really accurate, and secondly if they F/R me sometime in the future, that could get complicated...
So there is my dilemma...should I even bother applying for the card if I can't list an accurate source of income? I don't want to lie on the application...
And if I should still apply, what do I put for my income and source?
Thanks a lot for the help; very much appreciated!
Hooray! Just applied for this card and I was instantly approved with an initial CL of $5700! Wow, I'm so incredibly happy