I'm an Auth. User on a Credit Card that is often PIF on time but thousands of dollars are showing up on this account regularly. My credit history is only two years old and I'm afraid if I have my name removed from the account it may actually hurt my credit. The limit on the card is $16k if that's helpful and it is one of my older accounts. if you could give me some insite that'd be real great. And if I'm not allowed to ask questions of this nature please disregard and have a nice day. Thanks!