Watchmann wrote:Personally, I don't think it is good practice to pay a loan with a loan, even if you are committed to PIF immediately. It just sets a bad habit and sets up the possibility of skipping a payment on the CC balance if something more interesting comes along during the month. A house loan and car loan are financial committments that need to be paid with hard assets. You need that discipline. Mortgage lendors don't want to pay 1-3% fee on a CC payment (you can't blame them), and the payment you would give them via a CC is always subject to default, not something they want to do.