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CC's not having phone apps?

Member

CC's not having phone apps?

Just found out one I just got approved for doesn't have one and that kinda stinks. I know I can sign in with a browser on my phone but still.

 

What are your thoughts on credit card apps? 

Uber .5k, Patelco 1k, Chase Freedom 3.1k, US Bank Cash+ 1k, AmEx Blue Cash Everyday 3k, Citi DoubleCash 4k, Discover It 2.5k, Ducks Unlimited 1.5k, Marvel 1.5k, Nordstrom 1.5k, Apple 2.5k, Target 1.5k, Sephora 1.5k
Message 1 of 25
24 REPLIES 24
Community Leader
Mega Contributor

Re: CC's not having phone apps?

I rarely use the app unless I just need to check something quickly. Everything important is done on the website. The only exception is paying cap1. I'll pay them from the app. A lot of smaller cards don't have payments in app. The app just sends you to a mobile browser that looks like you're still in the app. Kohl's, Nordstrom, and PayPal are examples.







Message 2 of 25
Established Contributor

Re: CC's not having phone apps?

Easy, just use the browser and add it to your home screen 😂 lol
Message 3 of 25
Community Leader
Senior Contributor

Re: CC's not having phone apps?

I love the Disco, Amex, and CapOne apps. For anything else I use the websites.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $110,900 | Agg. Util under 10%
Message 4 of 25
Community Leader
Mega Contributor

Re: CC's not having phone apps?


@ImTheDevil wrote:
I love the Disco, Amex, and CapOne apps. For anything else I use the websites.

Ooh, forgot about the disco app. I pay on there too. It let's me save a photo of my payment.







Message 5 of 25
Community Leader
Senior Contributor

Re: CC's not having phone apps?

Yep the Disco app is great - easy to use and complete in all its information and functionality. Have yet to find anything I can do on the site that I can’t do in the app.


Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | FNBO Prime Visa | PenFed PCR | Navy Platinum | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $110,900 | Agg. Util under 10%
Message 6 of 25
Frequent Contributor

Re: CC's not having phone apps?

I don't use any CC apps at all. I prefer the browser experience on my laptop. 




Message 7 of 25
Super Contributor

Re: CC's not having phone apps?

I generally prefer a browser to an app, so it's not a huge deal to me if an app is offered or not.

Message 8 of 25
Mega Contributor

Re: CC's not having phone apps?

I greatly prefer apps to websites. I tend to check my cards with a bit of OCD and it’s much quicker to tap on each app in my finance folder than it is to log in to every website. 



Message 9 of 25
Contributor

Re: CC's not having phone apps?

I thought I was the norm but based off the previous comments I may not be. To me, it’s not exactly website vs app because there’s zero doubt the website is far superior when needing anything more involved.
But I prefer the app for one sole reason; instant purchase notifications. More important to me is knowing the exact second a purchase is made and I find it shocking and simply don’t use my BofA and smaller credit union because of this. PenFed sends me a text which I guess is fine but instant purchase notifications through the app are how I accept a lot of information and if banks can’t send my vital information instantly then they don’t really exist to me, I don’t need information three days later.
Message 10 of 25
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