CITI Costco CLI possiblility?

python0704 · ‎06-21-2016

I moved most CL to BCE before the transition. Now only $500 in Citi Costco. Wonder if CITI increase that after some time. Online browsing suggest Citi is very stingy at this.

Also, does anyone know if CITI's online request for CRI a HP/SP?

myjourney · ‎06-21-2016

@python0704 wrote:
I moved most CL to BCE before the transition. Now only $500 in Citi Costco. Wonder if CITI increase that after some time. Online browsing suggest Citi is very stingy at this.
Your research is correct
Also, does anyone know if CITI's online request for CRI a HP/SP? It can be either or with Citi

If you request and the screen does not say we will pull your credit it's a SP otherwise it most certainly will be an HP

Seeing how they just took over the account expect a HP IMHO

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

RonM21 · ‎06-21-2016

Citi can be stingy. But ymmv. At least they offer SP increases

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

SunriseEarth · ‎06-21-2016

@python0704 wrote:
I moved most CL to BCE before the transition. Now only $500 in Citi Costco. Wonder if CITI increase that after some time. Online browsing suggest Citi is very stingy at this.

Also, does anyone know if CITI's online request for CRI a HP/SP?

I'm in the same situation. I had the SP wording on the Citi website, so I tried. I was denied for having a CLI within the past 6 months.

python0704 · ‎06-22-2016

Planning on asking if SP/HP first? Will CSR know? Or is CSR's answer reliable?