cancel
Showing results for 
Search instead for 
Did you mean: 

CLI Chase & Elan

tag
Skye12329
Valued Contributor

CLI Chase & Elan

So got the approval for Chase but i am thinking about asking for a CLI however i was wondering if i should ask for one or wait for an auto-cli. Does anyone know how often they SP you? Biggest reason of asking for an increase i because i just got a cli on my Elan Card. Of which it wont report till July. This has dramatically dropped my utilization. So i was wondering best to wait it out for a auto or ask for one in July?

 

Also Elan is a SP, they say it could result in a HP but its always been SP for me.

BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 1 of 2
1 REPLY 1
TheConductor
Established Contributor

Re: CLI Chase & Elan

You should see an auto CLI at your 6mo anniversary. 

 

My experience has been that Chase generally gives you the maximum limit they regard as appropriate at the time. So I wouldn't personally invest time or effort in chasing a CLI with a brand new card from them. I'd wait for the auto-CLI before requesting any customer-initiated CLIs.

 

 

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12), Total CL $1k on 2 TLs
Current: EQ 709 (CCT 2/4/15), EX 704 (CCT 2/4/15) , TU 702 (CCT 2/4/15), Total CL $110.3k on 14 TLs Goal: 740+ x3
My Wallet: Amex BCP $30k, Chase United Explorer $16k, Amex SPG $13.5k, Barclaycard Ring MC $12.5k, Chase CSP VS $12.2k, Discover it $10.5k, C1 Venture VS $6.5k, Chase Slate $3.5k, Amex Hilton Surpass $2k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Citi BestBuy $500
My Loans: Prosper $25k/36mo, Prosper $17k/36mo
My Business: Chase Ink VS $5k, Amex BRG NPSL (> 10k),
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.