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So got the approval for Chase but i am thinking about asking for a CLI however i was wondering if i should ask for one or wait for an auto-cli. Does anyone know how often they SP you? Biggest reason of asking for an increase i because i just got a cli on my Elan Card. Of which it wont report till July. This has dramatically dropped my utilization. So i was wondering best to wait it out for a auto or ask for one in July?
Also Elan is a SP, they say it could result in a HP but its always been SP for me.
You should see an auto CLI at your 6mo anniversary.
My experience has been that Chase generally gives you the maximum limit they regard as appropriate at the time. So I wouldn't personally invest time or effort in chasing a CLI with a brand new card from them. I'd wait for the auto-CLI before requesting any customer-initiated CLIs.