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Hey guys!
So, I haven't applied to any new credit cards for a few months and don't plan to until 2018.
My question is with CLI's.
I want to ask for a few CLI's, but I don't want any hard pulls on any of the accounts.
I was wondering if you had any experience with requesting a CLI with any of these cards and with it not becoming a hard pull...
My cards are: Macy's, Amazon, Jared's, Sunglass Hut
i tried with BoA and it ended up coming back as a hard pull!
Thanks
Amazon will be a sp.
You should search the forum to see how to cli boa with a sp because it can be done. I don't have any of their products, so I don't know the specifics.
I would also search jareds and Macy's as well.
Thank you! I'm nervous about HP's! How long typically before you ask for a CLI?
That can vary by lender for sp.....for example, capital one is 1 every 6 months, Discover doesn't have a stone set cadence, NFCU after quarterly AR, etc
The best course of action is to search your specific cardsand sp cli in the forums search box. Example: BOA SP CLI.
@Anonymous wrote:Hey guys!
So, I haven't applied to any new credit cards for a few months and don't plan to until 2018.
My question is with CLI's.
I want to ask for a few CLI's, but I don't want any hard pulls on any of the accounts.
I was wondering if you had any experience with requesting a CLI with any of these cards and with it not becoming a hard pull...
My cards are: Macy's, Amazon, Jared's, Sunglass Hut
i tried with BoA and it ended up coming back as a hard pull!
Thanks
Call the number behind Macy's card and ask them if they can SP CLI only. They did it for me couple of weeks ago. They Ask howmuch I wanted and give me the full 5K. Big jump from 800SL
Looks like you got the answer on other cards already.