CLI Increase Questions

[Anonymous]

I am currently in the garden as I have obtained quite a few cards in a short period of time. I would like to garden for the next 6-12 months. During this time I would like to grow some of my limits on the cards I have. But I would like some input as the best time frame to do this. Here is what I have and the ages.

Credit One $400- Plan to close when AF come due in Oct

Merrick Bank $600- suppose to double CL after 7 months of on time payments in Oct

Barclay MC Rewards $1300- Opened in May

Discover It $1200- Opened in July

Barclay Apple Card $2000- Opened in July (thinking of moving the limit to my rewards after I use the 0% promotion on a new Iphone)

Carecredit $1000-  Opened in July

Walmart $700- Opened in July

Amazon SC $800- Opened in July

Fingerhut $600- Opened in Feburary

Kohls $300- Opened in July 

When is the best time to request CLI on these cards? I use and PIF prior to my cards statement cutting.

[myjourney]

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@Anonymous wrote:

I am currently in the garden as I have obtained quite a few cards in a short period of time. I would like to garden for the next 6-12 months. During this time I would like to grow some of my limits on the cards I have. But I would like some input as the best time frame to do this. Here is what I have and the ages.

Credit One $400- Plan to close when AF come due in Oct Close in Sept

Merrick Bank $600- suppose to double CL after 7 months of on time payments in Oct See above 

Barclay MC Rewards $1300- Opened in May wait for 6 month auto luv if no luv assess your options

Discover It $1200- Opened in July Hit the luv button in Oct

Barclay Apple Card $2000- Opened in July (thinking of moving the limit to my rewards after I use the 0% promotion on a new Iphone) See Barclay above 

Carecredit $1000-  Opened in July HP so your call

Walmart $700- Opened in July 3-4 statement call credit solutions 

Amazon SC $800- Opened in July Your call 

Fingerhut $600- Opened in Feburary high APR do you use it?

Kohls $300- Opened in July YMMV

When is the best time to request CLI on these cards? I use and PIF prior to my cards statement cutting.

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[Anonymous]

I have only made 1 purchase from fingerhut. I was planning on keeping the Merrick open for one year since I already paid the AF. You think I should close it out in Sept? Thanks for you advice! 

[myjourney]

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@Anonymous wrote:

I have only made 1 purchase from fingerhut. I was planning on keeping the Merrick open for one year since I already paid the AF. You think I should close it out in Sept? Thanks for you advice! 

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The month before AF is due yes close it.

You have enough good account now to be ok