Well, I got mine in January and had never even thought to use it. Target is about 3 miles away and I just did not need anything. Last Saturday I drove out there just for the sake of putting a 34.00 balance on the thing since I just past the 3rd month. I have no idea of my billing date since I have never gotten a bill. We will see what happens.
*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!