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CLI's on my cards..

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xgac12x
Established Contributor

CLI's on my cards..

I wanted to see if I should try to get a CLI on my cards..two of my cards, my discover it, and my capital one. Both are at $1,000. My discover is a year and a half old and my cap one is three months old I believe..

Some of my other cards are at like 5k and 7.5k, I just wanted to see if this is something I should go for. Even just 2k on both cards or something would be nice.
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 1 of 10
9 REPLIES 9
Closingracer99
Valued Contributor

Re: CLI's on my cards..

IF your in the credit steps program you can't get a CLI till that is over. Discover's love button is a SP so I would try it but can be a HP and will ask if you want to go ahead with it.


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 10
xgac12x
Established Contributor

Re: CLI's on my cards..

Well it's a student discover it. When I try to go to the credit limit thing it says it's not available.
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 3 of 10
Closingracer99
Valued Contributor

Re: CLI's on my cards..


@xgac12x wrote:
Well it's a student discover it. When I try to go to the credit limit thing it says it's not available.

Call Discover I would suggest then... One of the best CSR's I have used so far Smiley Happy


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 4 of 10
xgac12x
Established Contributor

Re: CLI's on my cards..

Would the US Bank Cash + be out of the question? My fico is a 750, and my EX has 9 INQ's I think. Income is 15k, but I am a student
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 5 of 10
Peteyglad
Established Contributor

Re: CLI's on my cards..


@xgac12x wrote:
Would the US Bank Cash + be out of the question? My fico is a 750, and my EX has 9 INQ's I think. Income is 15k, but I am a student

With that income I don't think you would be approved.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 6 of 10
xgac12x
Established Contributor

Re: CLI's on my cards..

Even with two cards being over 5k each?
CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 7 of 10
destine2grow
Frequent Contributor

Re: CLI's on my cards..

What income does US Bank look for on the cash + cc?

Message 8 of 10
coldnmn
Mega Contributor

Re: CLI's on my cards..

Cash+ income $30k minimum. 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 10
xgac12x
Established Contributor

Re: CLI's on my cards..

Oh Okay..Well I guess I won't waste the HP.

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 10 of 10
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