In general, how long should you have a CC before requesting CLI? I opened an AMEX CC in Oct 2007 w/ a $2k CL. I have to make multiple payments between stmt dates because I've been charging on avg $3,500 / mo on the CC.
AmEx is actually a CCC that announced their intervals (these started a couple of months ago):
-Not until the first 30 days are past for the first request. -You can ask again every 6 months. So if you asked after one month, you can't ask again until the seventh month. -They do automatic CLI's on their own.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
American Express usually gives big CLI's. The trick is you have to specify a figure, and if you're within what their computer says, bingo, you've got it. But if you ask for too much, you're shot down with no counter offer.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit? FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007