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I have the Chase student credit card with a measely $350 dollar limit and an AMEX Zync. I have had the student card since June '10 and the Zync since November '10. I am thinking of increasing the limit on the student credit card in June '11.
I have paid off each statement as they come in (sometimes I make payments earlier to lower the UTIL) and have NO lates, on both cards.
Soo how flexible are student products and CLIs ?
@Scene wrote:I have the Chase student credit card with a measely $350 dollar limit and an AMEX Zync. I have had the student card since June '10 and the Zync since November '10. I am thinking of increasing the limit on the student credit card in June '11.
I have paid off each statement as they come in (sometimes I make payments earlier to lower the UTIL) and have NO lates, on both cards.
Soo how flexible are student products and CLIs ?
$350 CL is a good limit for a student. It may be best to stay at that limit until after you graduate and land a full-time job.
BoA student card max limit is 2500. Though when you graduate you can do a product change and get a higher limit.
@Anonymous wrote:BoA student card max limit is 2500. Though when you graduate you can do a product change and get a higher limit.
Or do what I did, PC and go to $3,500...
I am sooo stealing your signature, DI
(lol, jk)
Sooo I suppose CLI on student products are null and void and in the future I should just consider a PC.
If I PC, do I keep the same history or does it close the account and start fresh?
PC to Freedom, if you can, and PC keeps same account and history (just some times the account number changes).
I would also recommend Citi Forward. Generous CLIs, generous CLs, and great rewards for college students.
@Scene wrote:I am sooo stealing your signature, DI
(lol, jk)
Sooo I suppose CLI on student products are null and void and in the future I should just consider a PC.
If I PC, do I keep the same history or does it close the account and start fresh?
Ha ha! I came up with it over a year ago.
Got the Citi Forward a few months after I turned 18 and got 4000 limit. Had a captial 1 at 1000 and a jcpenny card at 1500 I believe. Got a citi cli to 5200 a month or so ago. Give them a try.