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Back in 2015 my scores were...TU 586...EQ..536....TU 601---Credit Karma scores
TODAY, after CAP1 issued a 300 unsecured card in OCT 2015, my scores are....myFICO-TU 674...EQ..670..TU..739...
AND I have cards with....Barclay cl 1500..Amex(3) cls 6000, 3000, 500..Boa Merrill Lynch cl 5k...Discover cl 3500.Chase(2) cls 5k 3k...Cap 1 cl 4550..walmart..1k..citi best buy visa..2k..Kohls 700...Overstock..2500..Overtons mastercard..1500..Macy..1300...Cabellas..2k..Credit 1..950...
It was brought to my attention, on this site, due to my posts, that I may not be making the best decisions regarding my Credit file...Due to my inexperience with credit cards, I agree to a point...
I have 25 inqs on TU...13 EQ...30..EX...
LOOKS AS THOUGH its time to sit back and let these age....HOWEVER, I need advice on this...would it be in my best interest to just let this file age or can I consolidate my 3 Amex cards and two Chase cards into 1 each? ...Its easy to get addicted to applying for cards...the thrill of that APPROVED status is infectious, so discipline has to come...
I am really asking for solid advice, and Do not worry, I have THICK SKIN...so candor is welcome.....I LOVE THIS SITE and want to get 750 across the board
I personally much rather have a $10-$15k+ Credit Line than 2 - $5k lines. So unless it's a reward program that works super well for you I would pick the best one that works for you and consolidate. Amex, Chase, Cap1
You have some nice items to grow with such as AMEX, Chase, and Cap1. With the pulls you have, restingis a good idea. I wish I would have gotten baddies off my reports first and then apped instead of along side my rebuild. I still have a ways to go. Good work!!