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@Trikoret wrote:
@Harvey26 wrote:@K-in-Boston He wont meet the sign up bonus. He barely spends $500 a month on his credit cards on a regualr basis. I will try to close it and transfer the credit
The bank employee didn't explain that it had an annual fee? I would file a complaint if not.
There are disclosures that are typically provided on screen which explain the T&C for each product. The OP's family member didn't have to accept the CC if something was unclear or just didn't want another CC, especially if there was an AF involved.
@FinStarTalked it over with him and it was HIS choice. AF would have charged on 12/01. He is completely aware of the risks. He consolidated the CSP into his fredom and upgraded his freedom to a freedom unlimited. Rep we spoke to said it was ok and no issue. Now if any adverse actions will happen I dont know.