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CSP and Freedom combo

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Jaylima91
Established Contributor

CSP and Freedom combo

I am curious, i hear everyone saying CSP and Freedom make a great combo especially with UR points. I am confused. Why? One is cash back and the other is points. What are the benefits of that combo. I have the CSP and may consider the Freedom. I would love your opinions. Thank you

Message 1 of 48
47 REPLIES 47
Closingracer99
Valued Contributor

Re: CSP and Freedom combo


@Jaylima91 wrote:

I am curious, i hear everyone saying CSP and Freedom make a great combo especially with UR points. I am confused. Why? One is cash back and the other is points. What are the benefits of that combo. I have the CSP and may consider the Freedom. I would love your opinions. Thank you


The Freedom isn't "Cash Back" It is Ultimate rewards points just like CSP where you can transfer the Freedom UR points to the CSP and could earn much more with Freedom and CSP  together 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 48
daybreakgonesXe
Valued Contributor

Re: CSP and Freedom combo


@Jaylima91 wrote:

I am curious, i hear everyone saying CSP and Freedom make a great combo especially with UR points. I am confused. Why? One is cash back and the other is points. What are the benefits of that combo. I have the CSP and may consider the Freedom. I would love your opinions. Thank you


Even though Freedom is toted as a "cash-back" card, it still earns UR points just like the CSP does.

 

Therefore, you can combine the points from Freedom to CSP. Everybody loves it because it's 5x on bonus categories from Freedom, and then 2x on travel/dining from CSP.

Message 3 of 48
mongstradamus
Super Contributor

Re: CSP and Freedom combo


@Closingracer99 wrote:

@Jaylima91 wrote:

I am curious, i hear everyone saying CSP and Freedom make a great combo especially with UR points. I am confused. Why? One is cash back and the other is points. What are the benefits of that combo. I have the CSP and may consider the Freedom. I would love your opinions. Thank you


The Freedom isn't "Cash Back" It is Ultimate rewards points just like CSP where you can transfer the Freedom UR points to the CSP and could earn much more with Freedom and CSP  together 

 

also another thing to keep in mind if you pair freedom up with checking account its like 10% bonus for freedom purchases. CSP and freedom are both UR points cards, freedom has 5% categories, but cannot transfer to Airline and hotel partners, you need an card like CSP or Bold card. You can combine ur points with freedom, bold and CSP cards. .



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 48
Jaylima91
Established Contributor

Re: CSP and Freedom combo

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 

Message 5 of 48
mongstradamus
Super Contributor

Re: CSP and Freedom combo


@Jaylima91 wrote:

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 


yeah you could wait , but i also think that freedom is an lot easier to get than CSP. I think its an entry level chase card, don't quote me on that though not 100% sure. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 48
Anonymous
Not applicable

Re: CSP and Freedom combo


@Jaylima91 wrote:

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 


I don't think of it as amazing, just "useful" for some!  The 5% categories max out at 30K UR points (33K with Chase checking) per year, which is good but doesn't mean that "Oh, now I can easily do that [your choice of aspirational reward]"

Message 7 of 48
Closingracer99
Valued Contributor

Re: CSP and Freedom combo


@Jaylima91 wrote:

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 


You might get approved but not on the best of terms 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 48
OHWWCB
Regular Contributor

Re: CSP and Freedom combo


@Jaylima91 wrote:

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 


You probably would get approved for the Freedom if you got approved for the CSP. Their credit analysts told me they'll approved two cards in 30 days. And at the 31st day I applied for a 3rd Chase card and was instantly approved.


Hilton Honors $15,000 | AMEX Green | Chase Sapphire Preferred $9000 | Discover IT $6600 | Marriott Premiere Rewards $5000 | Chase Freedom $5500 | Barclaycard Visa with Apple Rewards $2000 | CapitalOne Quicksilver One $2000 | US Airways Dividend Miles $2400
Message 9 of 48
Closingracer99
Valued Contributor

Re: CSP and Freedom combo


@OHWWCB wrote:

@Jaylima91 wrote:

Oh i see now. That really does sound like an amazing combo. I think I may wait since I got the CSP last month and probably would get denied for the freedom. 


You probably would get approved for the Freedom if you got approved for the CSP. Their credit analysts told me they'll approved two cards in 30 days. And at the 31st day I applied for a 3rd Chase card and was instantly approved.


+1 I apped for the CS and Freedom on same day and got declined for the CSP about 2 days later because of my previous apps. Apped for the CSP today and instant approval Smiley Happy

 

 

I wanted the Marriott card but all the Marriott's near me are catagory 7 or 8 and anywhere I travel is the same Smiley Sad 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 10 of 48
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