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I am not familiar with that phrase (it may be a typo), but, I am pretty sure the answer is no. I have a corporate Amex with my name on it, but it's really my company's card, and does not report on my credit. I don't know if the existence of that card means anything to Amex when I apply for a personal card. Other than that, I have no dealings with Amex. Thanks for the info. I do have the one derog, on EQ only. I think Amex pulls EX? That is whistle-clean, albeit with a lot of recent hard pulls. Of course, I am not planning to apply for the Amex until at least later this year if not next year.