@redpat wrote:
@K-in-Boston wrote:@redpat https://www.snopes.com/fact-check/arbys-liquid-meat/
Urban legend. However, I'll add a disappointing Arby's fact - there are none in the Boston metro area. Closest one is about an hour drive with traffic. Keeping the post on-topic, Arby's earns 3x with CSR.
Not really true. The beef is chopped into slurry with added gelatin and then formed into shape. The slurry is a liquid form.
I once hit the Sallie Mae cap with a rib eye roast.
I'll bite. Boomer here, and proud of it. 
Keeping mine, at least for now. CSR will be open for two years in May so higher AF won't be due for awhile. With the exception of my two hotel cards which both more than pay for themselves directly with annual Free Night award, I have no cards with AFs besides CSR. I researched the premium travel cards and chose the CSR carefully after doing the math. It made the most sense for me and still does.
Since I got the CSR, I expanded my Chase cards and got the Quadfecta of CSR - CFU - CF - CIC. With the SUBs and SUB spend, I got over $3K in travel points through the UR portal, so any AF increases are essentially "paid-for" for quite awhile. I get 7.5% back for travel on all my cellphone and home tv-internet and office supply spend through INK Cash and UR transfer to CSR. Same for my CF quarterly spend. That's a few hundred dollars for each of those card spends. I also spend a lot every month on dining out and get 4.5% back for travel redemption on any of that. It's a good return.
I got the CSR in large part due to its' superior travel benefits and perks. I still love it for that. I won't relist them all here, but there is no card on the market that gives you such bang-for-your-buck when it comes to travel insurances and protections. Period.
Regardless of the above, I'm quite miffed with the $100 AF hike and the new "benefits" with Lyft and DoorDash. It's completely lost money to me. 
Since I just got the card, it feels like a bait-and-switch scheme. It's also a 22% price hike in one fell swoop. Ouch!! The $300 travel credit has always been so easy to get and is one HUGE reason I shyed away from AMEX and their narrowly-focused "credits" that have loopholes. I have considered how I might use the new "benefits" but I despise trying to adapt my behavior to justify a credit card's fee credits.
Regardless, I try to get cards for the long-haul and I'm getting enough value from CSR as mentioned above that I can't justify just cancelling it or downgrading it now, especially since I just went through the hurdles of building the Quadfecta. So at least for the next couple of years, it's a keeper. But if the price hikes again before five years passes, Chase will be on thin ice.
And if I cancel the CSR, their overall card appeal to me will crumble with it. I would probably move my dining, travel, and any uncategorized spend elsewhere, and that's a lot of my spend. I already get 3% on dining and travel with CITI-Costco with no-AF and there are other no-AF cards like WF-Propel. CF categories and the INK Cash 5% payouts would be about all that was left. CFU at 1.5% with no magnifier would be no better than my CapOne QS and I have PenFed Power Cash now that pays 2%.
P.S. The Arby's meat side-thread is rather disgusting ... 
Reminds me of the 1980's Wendy's commerical about their competitor's chicken being "fused" and "parts-is-parts"! 
*See YouTube link: https://www.youtube.com/watch?v=y_oem9BqUTI
