Baller has talked up Alliant so much. Lol
I went ahead and joined them today.
I figured.. Why not? It's a SP. I can use them for a secured loan in the future. Or use my membership to help my kids join.
Win win ..when it's all said and done. Its nice to have choices for credit products if you ever need them. I'm losing count if my CU memberships now. I think that makes the 7th CU and 10th financial institution. Damn at the debit cards! Lol
I went ahead and joined them today.
I figured.. Why not? It's a SP. I can use them for a secured loan in the future. Or use my membership to help my kids join.
Win win ..when it's all said and done. Its nice to have choices for credit products if you ever need them. I'm losing count if my CU memberships now. I think that makes the 7th CU and 10th financial institution. Damn at the debit cards! Lol
Sweet!! Sounds similar to USAA deposits and transfers. If it weren't for me trying to squeeze every dividends dime out of my deposits. I would consider them as a main account. I still may do my direct deposits with them..we shall see.
@Gmood1 wrote:Sweet!! Sounds similar to USAA deposits and transfers. If it weren't for me trying to squeeze every dividends dime out of my deposits. I would consider them as a main account. I still may do my direct deposits with them..we shall see.
+1
I was just thinking the same thing... that's actually one of my favorite things about USAA. 
I'm definitely going to keep Alliant in my sights! 
That's right incubus! They have that shared secured loan for those without an installment loan on their reports. I am so pleased with them that I have made them my primary account. Alliant just rocks! Rock on! 
@UncleB wrote:
@Gmood1 wrote:Sweet!! Sounds similar to USAA deposits and transfers. If it weren't for me trying to squeeze every dividends dime out of my deposits. I would consider them as a main account. I still may do my direct deposits with them..we shall see.
+1
I was just thinking the same thing... that's actually one of my favorite things about USAA.
I'm definitely going to keep Alliant in my sights!
I once considered USAA for my primary. But, I kept reading so many complaints about random holds on deposits up to ten days via mobile and UPS stores. I don't have direct deposit. So that just wouldn't work for me!
@baller4life wrote:
@UncleB wrote:
@Gmood1 wrote:Sweet!! Sounds similar to USAA deposits and transfers. If it weren't for me trying to squeeze every dividends dime out of my deposits. I would consider them as a main account. I still may do my direct deposits with them..we shall see.
+1
I was just thinking the same thing... that's actually one of my favorite things about USAA.
I'm definitely going to keep Alliant in my sights!
I once considered USAA for my primary. But, I kept reading so many complaints about random holds on deposits up to ten days via mobile and UPS stores. I don't have direct deposit. So that just wouldn't work for me!
+1
That's actually about the only complaint I've ever heard about USAA, that they sometimes can have issues with holds if you don't use direct deposit (especially since mobile and UPS deposits aren't covered by Reg. CC... you're literally at their mercy). That's actually the main reason I keep Wells Fargo around... for the occasional check deposit that I need to clear right away.
I can certainly understand if all (or even most) of your deposits are by check how you would be concerned... I would be as well.
At least it sounds like you have found a very capable alternative in Alliant! 