As long as that $65 balance doesn't perturb you, I think I'd tiptoe away, with fingers crossed!
Congrats, every once and again, the consumer gets lucky.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007