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Cabela's Club Visa

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Cabela's Club Visa

I applied for a Cabela's Club Visa and got the "7-10 business days" reply, so i called about it. I was denied, but I was told on the phone that they are looking for a 685 FICO, and they also look at previous purchases made at Cabela's.

 

Hope this helps!


Starting Score: 565
Current Score:
2/4/13 - EQ 664 - TU 684 - EX 690
8/16/12 - EQ 654 - TU 676 - EX 641
6/11/11 - EQ 609 - TU 624

Goal Score: 700+


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Message 1 of 4
3 REPLIES 3
Contributor

Re: Cabela's Club Visa

Which CRA did they pull?


Starting Score: TU 595 EQ 610 EX 601
Current Score: TU 683 EQ 661 EX 677
Goal Score: 710


Take the FICO Fitness Challenge
Message 2 of 4
Frequent Contributor

Re: Cabela's Club Visa

 


@cyb0rg wrote:

I applied for a Cabela's Club Visa and got the "7-10 business days" reply, so i called about it. I was denied, but I was told on the phone that they are looking for a 685 FICO, and they also look at previous purchases made at Cabela's.

 

Hope this helps!


I've never shopped at Cabela's before, so excuse me for my ignorance, but how would they know about your previous Cabella's purchases?  Do they take your name and SSN when you checkout?

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Message 3 of 4
New Member

Re: Cabela's Club Visa

They pulled EQ for sure, not sure about the others.

 

@ RBH - good question, I am guessing they just look at your name and address info. I am just telling you what the bank rep said on the phone.


Starting Score: 565
Current Score:
2/4/13 - EQ 664 - TU 684 - EX 690
8/16/12 - EQ 654 - TU 676 - EX 641
6/11/11 - EQ 609 - TU 624

Goal Score: 700+


Take the FICO Fitness Challenge
Message 4 of 4
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