Caesars rewards Rewards VISA - thoughts

[PointsBonus]

Any thoughts ? DP ?
Let it begin !!

Thank you all

[whocares]

Let me guess...you got a pre-approval notification when you logged in the Caesar Rewards site from Comenity Bank and got all excited???

[pipeguy]

Total Rewards card backed by Comenity? Had one, don't anymore - its Comenity, enough said. 

[Blackswizz750]

I would pass as its a Commenity card and can't see the appeal.

[PointsBonus]

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@whocares wrote:

Let me guess...you got a pre-approval notification when you logged in the Caesar Rewards site from Comenity Bank and got all excited???

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Nope no pop up pre approvals. I just logged in and was curious due to the Platinum tier and credits earning. 

Seems not to many people like...Comenity Bank ?...any reasons ?

[pipeguy]

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@PointsBonus wrote:

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@whocares wrote:

Let me guess...you got a pre-approval notification when you logged in the Caesar Rewards site from Comenity Bank and got all excited???

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Nope no pop up pre approvals. I just logged in and was curious due to the Platinum tier and credits earning. 

Seems not to many people like...Comenity Bank ?...any reasons ?

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High APR, very skittish as far as your overall profile and they are well known for shutting you down in a heartbeat typically with the excuse of "too many inquiries" no matter your history. Note that I have zero missed payments or lates, then and now. There many many other stories on MyFico reporting Comenity shutting down accounts. Who needs the grief even if the APR was reasonable. Note too that I had 7-star status from Ceasars at the time and really saw no benefits from using the Total Rewards card, in or out of Ceasar's properties.

 

[whocares]

Awww...I only say that because just TODAY I just logged into my Caesars Reward portal and the pre-approved offer popped up!   Stay away unless your play and stay patterns are astronimical...otherwise your status alone gets you enough and you'd better off with other travel cards like the Chase Sapphire line of cards.

[Anonymous]

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@PointsBonus wrote:
Any thoughts ? DP ?
Let it begin !!

Thank you all

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I have it, use it and like it. Lol not everyone likes, for good reason.  Only issues I've had I caused myself.  They send great balance transfer offers often.  YMMV, but I have not had issues with this card.

[Meanmchine]

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@Anonymous wrote:

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@PointsBonus wrote:
Any thoughts ? DP ?
Let it begin !!

Thank you all

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I have it, use it and like it. Lol not everyone likes, for good reason.  Only issues I've had I caused myself.  They send great balance transfer offers often.  YMMV, but I have not had issues with this card.

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The BT offers are usually offered accross all Comenity Bank Cards at the same time

[kdm31091]

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@pipeguy wrote:

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@PointsBonus wrote:

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@whocares wrote:

Let me guess...you got a pre-approval notification when you logged in the Caesar Rewards site from Comenity Bank and got all excited???

---

Nope no pop up pre approvals. I just logged in and was curious due to the Platinum tier and credits earning. 

Seems not to many people like...Comenity Bank ?...any reasons ?

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High APR, very skittish as far as your overall profile and they are well known for shutting you down in a heartbeat typically with the excuse of "too many inquiries" no matter your history. Note that I have zero missed payments or lates, then and now. There many many other stories on MyFico reporting Comenity shutting down accounts. Who needs the grief even if the APR was reasonable. Note too that I had 7-star status from Ceasars at the time and really saw no benefits from using the Total Rewards card, in or out of Ceasar's properties.

 

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Comenity definitely frowns on people who seek [whatever they percieve as] a lot of credit, regardless of one's payment history.

If you aren't applying for many cards and really want the Caesars card, OP, it should be fine, although I think it's nothing really that special. But if you have recent inquiries I would steer clear for awhile.