Call me crazy

[haulingthescoreup]

(edit: this was in reply to concorduser --I neglected to hit the quote button)

All I can say is, it's a good thing that you have a daughter. Not really sure what you'd do with an Ann Taylor, etc etc etc etc etc card otherwise.

So are you thinking about the Guinness record for cc's? How long does it take to pull a report these days?

[Creditaddict]

The all world MC looks pretty good except the 24.99%, that's all I need is another Macy's card... I need something to move my Macys too!

Once you get one WFFNB they are better then GE, they just keep giving them!

[ShinBeats]

So I guess next month your score is going to skyrocket 50 more points? That IS the plan, right?

[score_building]

The other question is how much of this will be tolerated before AA comes into play on new pen fed acct.

Sounds like pointless apps., not fun

[Red1Blue]

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@Anonymous wrote:

they all reported, closed by grantor

poettery barn, west elm,new york company gave me high limit, more than 5000

but at that time i have a lot inquiries, not only from wffnb.

they told me i did fraud .. LOL

following HSBC closed all my account, the funny thing about HSBC, they sent me a letter that said, thanks for informing ( i did not ) all the information about unauthorized accounts with them, so they closed all.

my suggestion to everyone here,

application spree is very very  risk for creditor, they think you have plan to hit  and run away after burn them.

i believe 20,30 , 40 or 50 inquires in credit report is RED FLAG for creditor

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I still dont understand. What do they mean by you did fraud? There is nothing illegal against apping. I dont understand. They should have a better computer system. In my case they asked me questions about the contents of my credit report and I answered correctly for their questions.

[Creditaddict]

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@Red1Blue wrote:

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@Anonymous wrote:

they all reported, closed by grantor

poettery barn, west elm,new york company gave me high limit, more than 5000

but at that time i have a lot inquiries, not only from wffnb.

they told me i did fraud .. LOL

following HSBC closed all my account, the funny thing about HSBC, they sent me a letter that said, thanks for informing ( i did not ) all the information about unauthorized accounts with them, so they closed all.

my suggestion to everyone here,

application spree is very very  risk for creditor, they think you have plan to hit  and run away after burn them.

i believe 20,30 , 40 or 50 inquires in credit report is RED FLAG for creditor

---

I still dont understand. What do they mean by you did fraud? There is nothing illegal against apping. I dont understand. They should have a better computer system. In my case they asked me questions about the contents of my credit report and I answered correctly for their questions.

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WFFNB actually use to use a 3rd party company to call and ask questions before approving, now they switched to the automated system... if you get the questions it means your approved if you get them right.  Maybe now that they ask the questions they won't take offense to you applying for 5 at once. WFFNB also doesn't really care about high util, or inq.

[TangMeister]

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@fused wrote:

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@Red1Blue wrote:

Call me crazy. Dont follow my foot steps.

Here is my WFFNB approvals today

Trek $1500

Newport New $750

Abercombie & Fitch $500

Ann Taylor MC $1500

My World Master Card $3000

I wish I can keep going. My fingers are tired of apping.

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I agree! I have no idea why you keep on apping. Why not have a plan??

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ConcordUser, I have to agree with them.  You're gonna make your creditors very, very nervous....especially someone like Amex.  Do you really want to get FR'd again and then end up closing all your Amex cards like last year? 

I understand you enjoy app'ing, but you've now got A LOT MORE to lose, prime credit-wise.  Why risk it?

[jefftca925]

aaahhhhh.... good times!  

[crosbyk1]

Does anyone have a link for the My World card. 

[Creditaddict]

google myworld mastercard and it popped up for me