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@TangMeister wrote:
ConcordUser, I have to agree with them. You're gonna make your creditors very, very nervous....especially someone like Amex. Do you really want to get FR'd again and then end up closing all your Amex cards like last year?
I understand you enjoy app'ing, but you've now got A LOT MORE to lose, prime credit-wise. Why risk it?
The cards I applied are store cards. I have 18 year old and Twin 11 year old kids. They will be buying things from these stores and we normally get good discounts when we use store card to pay for the purchases in their store. I know I have to be concerned about the AA. Again, I pay every thing in Full and never revolve. At this point if some creditor gets nervous and want to take their card, they are more than welcome. I have more than enough credit I need. I dont want to have credit from a lendor who is worried about me. My actions and ontime payments and low debt does not assure them that I am credity worthy, then they are not worth being my creditors.
@Red1Blue wrote:
@TangMeister wrote:
ConcordUser, I have to agree with them. You're gonna make your creditors very, very nervous....especially someone like Amex. Do you really want to get FR'd again and then end up closing all your Amex cards like last year?
I understand you enjoy app'ing, but you've now got A LOT MORE to lose, prime credit-wise. Why risk it?
The cards I applied are store cards. I have 18 year old and Twin 11 year old kids. They will be buying things from these stores and we normally get good discounts when we use store card to pay for the purchases in their store. I know I have to be concerned about the AA. Again, I pay every thing in Full and never revolve. At this point if some creditor gets nervous and want to take their card, they are more than welcome. I have more than enough credit I need. I dont want to have credit from a lendor who is worried about me. My actions and ontime payments and low debt does not assure them that I am credity worthy, then they are not worth being my creditors.
Didn't you say the same thing before closing and then reopening your amex accts recently?
@score_building wrote:
Didn't you say the same thing before closing and then reopening your amex accts recently?
I agree. If necessary, I dont mind closing them all again.
@Red1Blue wrote:
@score_building wrote:
Didn't you say the same thing before closing and then reopening your amex accts recently?
I agree. If necessary, I dont mind closing them all again.
NO, Say it aint so! I'm waiting for one day to log in and see a post from you "it's here" and when I open there will be a picture of your newly packaged Black Card!
OKAY, YOU ARE CRAZY!
lol
Hands down this is the most entertaining thing to watch ever. And it comforts my guilt about my recent 3-4 inquiries LoL
mmm..I love the aroma of freshly baked INQs!
I'm pretty sure lenders stop looking at INQs after some threshold or something. I got all my High limit cards (including a Zync with around 17k internal limit) when I had 30+ INQs