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@Anonymous wrote:
Wow!!! How much did you let report ?
It varied month to month, sometimes less than $100, other times several hundred. Back then I never paid attention to paying before statement cuts, so basically whatever I charged that month would report.
I got both of my Cap1 cards at the same time. The platinum and the QS1. With both cards i pushed the love button and got a 500.00 increase on them and have not done anything since. Both cards have since been increased to 1300.00 and i have had these cards since December of 2014. Waiting to see what happens now that I am done with credit steps.
I got the 500 on both cards after three months. then waited til the 6 month and got AUTO CLI to 1300 on each
I was approved for a $3k Quicksilver in February and requested an online CLI earlier this month (4 statements), was approved at $7500.
I spent heavily and PIF prior to statement close every month except for a 100-250$ balance to report.
I think my TU at app was around 620s. Am now in 630-640 range. I also have an old CapOne platinum card that I've never really used heavily but have kept in good standing for at least 7 years or so. Still waiting to see if I'll get a credit steps CLI as well.
I used my Capital One cards heavily. I began using them as soon as I received them in the mail. I was approved my QS1 500, then I hit the luv button after my third statement and I got a 1k increase. When the credit steps time came I was given an additional 500. My QS1 sits at 2k and my Platinum sits at 1,100. Approved for 500 as well.
Mine started out at $500 last April. On the 6th month they increased me to $3500. A few months after that they increased it to $5000 & a few after that they bumped me to $7000. I'm hoping by October or so I can do another CLI request & maybe they'll finally increase me to my first $10k card.
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joey - great name ! :-) Do you mind sharing your starting and current scores? I'm trying to get na idea of how CAP ONE does CLI...if its soley basedo ff use of their accounts (Heavy usage / Heavy paydown) or overall CR .... do they soft pull monthly ? Thank you !
Excuse typos !!!!
@Anonymous wrote:joey - great name ! :-) Do you mind sharing your starting and current scores? I'm trying to get na idea of how CAP ONE does CLI...if its soley basedo ff use of their accounts (Heavy usage / Heavy paydown) or overall CR .... do they soft pull monthly ? Thank you !
haha...you too. :-)
I'm trying to remember but I think my score was around 640 or so when I got the card. I wouldn't say I used it heavily but probably 2-3 times a week. Some months I paid it off but most times I probably kept a balance of 20-25%. My current scores are around 670-680. They'd probably be way higher but I have a few cards that are pushing 50% & everytime I think I'm going to get one paid off, something comes up. lol Oh well...hopefully by the end of the year.
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