Can Americans get international credit cards from foreign banks?

[CreditScholar]

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@Imperfectfuture wrote:

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@CreditPacMan wrote:

I think you can't .. but anyway we have a ton of options here in the US and others dream of having the great cards we have offered here!

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^^^^This. Foreign cards, higher apr's, high income qualifications (verified), lesser rewards.  Check out the cap one Costco card for Canada, no want.  There is more competition here.  Looser bank regs (despite the CFPB).  I sometimes feel for the Brits and EU folks.

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+1. I can't emphasize this enough. US cards are generally speaking, vastly superior to what is available in many other countries. In some cases, cards that are openly available to everyone in the US (Amex platinum) are by invitation only (such as in Singapore). For example here the AF for the Amex platinum is $1,200 compared to $450 in the US.

I have cards from 2 countries, and I wish I didn't have to. The offerings frankly pale in comparison to their US counterparts.

[Anonymous]

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@CreditScholar wrote:

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@Imperfectfuture wrote:

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@CreditPacMan wrote:

I think you can't .. but anyway we have a ton of options here in the US and others dream of having the great cards we have offered here!

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^^^^This. Foreign cards, higher apr's, high income qualifications (verified), lesser rewards.  Check out the cap one Costco card for Canada, no want.  There is more competition here.  Looser bank regs (despite the CFPB).  I sometimes feel for the Brits and EU folks.

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+1. I can't emphasize this enough. US cards are generally speaking, vastly superior to what is available in many other countries. In some cases, cards that are openly available to everyone in the US (Amex platinum) are by invitation only (such as in Singapore). For example here the AF for the Amex platinum is $1,200 compared to $450 in the US.

I have cards from 2 countries, and I wish I didn't have to. The offerings frankly pale in comparison to their US counterparts.

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I think debit is a much bigger thing elsewhere too so people don't feel like they need credit cards as much. Here debit cards never really were all that usable until they started getting Visa and MasterCard logos, never mind the significantly worse (for the consumer) fraud liability rules.

[CreditDunce]

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@Anonymous wrote:

Speaking of foreign issuers, a legit UnionPay card might be kinda neat. I don't think any US bank issues those.

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Discover runs on UnionPay when in China/Asia.   It isn't a UnionPay card, but they have a reciprocal agreement.

[longtimelurker]

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@CreditScholar wrote:

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@Imperfectfuture wrote:

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@CreditPacMan wrote:

I think you can't .. but anyway we have a ton of options here in the US and others dream of having the great cards we have offered here!

---

^^^^This. Foreign cards, higher apr's, high income qualifications (verified), lesser rewards.  Check out the cap one Costco card for Canada, no want.  There is more competition here.  Looser bank regs (despite the CFPB).  I sometimes feel for the Brits and EU folks.

---

+1. I can't emphasize this enough. US cards are generally speaking, vastly superior to what is available in many other countries. In some cases, cards that are openly available to everyone in the US (Amex platinum) are by invitation only (such as in Singapore). For example here the AF for the Amex platinum is $1,200 compared to $450 in the US.

I have cards from 2 countries, and I wish I didn't have to. The offerings frankly pale in comparison to their US counterparts.

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Do any US cards have 38 month 0% period though?

[CreditScholar]

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@longtimelurker wrote:

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@CreditScholar wrote:

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@Imperfectfuture wrote:

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@CreditPacMan wrote:

I think you can't .. but anyway we have a ton of options here in the US and others dream of having the great cards we have offered here!

---

^^^^This. Foreign cards, higher apr's, high income qualifications (verified), lesser rewards.  Check out the cap one Costco card for Canada, no want.  There is more competition here.  Looser bank regs (despite the CFPB).  I sometimes feel for the Brits and EU folks.

---

+1. I can't emphasize this enough. US cards are generally speaking, vastly superior to what is available in many other countries. In some cases, cards that are openly available to everyone in the US (Amex platinum) are by invitation only (such as in Singapore). For example here the AF for the Amex platinum is $1,200 compared to $450 in the US.

I have cards from 2 countries, and I wish I didn't have to. The offerings frankly pale in comparison to their US counterparts.

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Do any US cards have 38 month 0% period though?

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I'm not sure, but to be blunt I really don't care about 0% periods nor APRs. When you always PIF, interest rates become irrelevant.

I did say generally speaking in my post above.

[longtimelurker]

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@CreditScholar wrote:

'm not sure, but to be blunt I really don't care about 0% periods nor APRs. When you always PIF, interest rates become irrelevant.

I did say generally speaking in my post above.

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Neither do I, but we daily see here people asking about 0% periods (and of course lowering APRs) so this isn't exactly an esoteric area.   And those UK cards are far longer than at least the majority of US ones (and probably longer than any), where 20 months is considered outstanding.

[Anonymous]

Good question!

[Anonymous]

Thank you for your insight!

Any recommendations on institutions or card brands?

[ChargedUp]

Some of these cards make Credit One look like a bargain! 195 quid AF with a 59.3%APR???   (I think I'll stick with AOD!)

[NRB525]

Ahhh! 2015!
Remember the sign up bonuses in those days?