I went through a rough patch several months back helping my adult daughter out financially. As a result, I had some late pays for some of my credit cards and they were subsequentially closed. I have either paid them off and/or making on time payments. They were Delta American Express and a Navy Federal credit card. Do you think I will ever be able to get active credit lines with them again?
I have a Delta Amex with a $1000 limit, which I am almost done paying down to $0. The other card was a Navy Federal Go Rewards card with a $3500 limit. I was three months late on both and then they were closed by the grantor.