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I applied for BOA card and was denied because my Experian was froze. I checked sites and it stated they seem to always pull Experian.
I called BOA and explained that I had a problem with identity theft, and if they could pull another credit bureau which they did.
BOA pulled both Transunion and Equifax and were hard pulls. I explained that my credit is really good as I bought a house, and have a few auto loans showing paid.
I also just bought a new car for my Daughter and got .000003 lease. They told me that yes my credit looks good and got approved for $2500.00
so it helps to call and to talk to the credit card company. I also had to do the same thing with Chase bank 1 year ago but only got approved for $500.00
I really think they will use Experian if you apply for their credit card.