Can I ask creditors not to report my new account?

[09Lexie]

This, and the last few threads are really pushing the envelope. I'm not sure whats OPs intention but asking these types of questions are not meant to be thought provoking.

[FinStar]

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@enharu wrote:

Palladium is a hidden TL too if I am not wrong.

If you have high utilization due to your business operations, why not get a business line of credit instead? There are net 30 / 60 / 90 accounts that work somewhat like charge cards, and they do not count towards your utilization.

Regardless, you can always ask. I wouldn't recommend it however.

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Correct - the Chase Palladium and JPM Select are both "hidden" TLs and suppressed from CRA reporting (unless default occurs of course).  They are intended for a specific purpose for HNW/UHNW clients, just like UBS and Goldman Sachs cater to their client base in similar fashion with some of their IB/TS card products.