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Can I convert Sallie Mae to upromise?

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Moderator

Re: Can I convert Sallie Mae to upromise?


@gdale6 wrote:

@CreditCuriousity wrote:

@gdale6 wrote:

If it is of no use to you and it isnt to many then just close it. I have 2 SMs one is torched 2/28/17 the other I will keep for BT use.


for some reason they have never offered me BT's on this card other than the standard APR, but other barclay cards I can't get them to stop giving me BT offers and checks in the mail lol.. If they did for the SM that would be converted into the commence card I would consider keeping it, but nope for whatever reason I don't get BT offers on this one Barclay's card


Might be because you have other cards I only have the 2 SMs with them and I get BT offers on both of them every month.


Hmm very well could be..  Good thought.

Message 11 of 19
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Regular Contributor

Re: Can I convert Sallie Mae to upromise?

I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

Message 12 of 19
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Moderator

Re: Can I convert Sallie Mae to upromise?

500 for travel related reimbursement or 250 cash w/arrival+.  GC's might be 500, someone else would know more about arrival+ than myself.

Message 13 of 19
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Mega Contributor

Re: Can I convert Sallie Mae to upromise?


@sabrewulf152 wrote:
I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

Arrival+ has an AF after the first year.   The AF is not worth paying for the vast majority of people (with free 2% cards, you need to spend a great deal to get the advantage).  SO moving the CL there is a short term solution

Message 14 of 19
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Senior Contributor

Re: Can I convert Sallie Mae to upromise?


@longtimelurker wrote:

@sabrewulf152 wrote:
I guess the BTs would be good to keep around Sallie. I've gotten 2% fees before from before. Chsse always sends me similar offers as well. They never made a cent off me, so maybe a BT in the summer. However the thought of just looking at the Commence card, even having it in my sock drawer is cringing.

The Arrival+ looks tempting. Is Arrival+ only redeemed for travel expenses? My spending habits may not be useful for the card. But a $500 bonus is nice!! Take that Barclay's for chopping my beloved!

Arrival+ has an AF after the first year.   The AF is not worth paying for the vast majority of people (with free 2% cards, you need to spend a great deal to get the advantage).  SO moving the CL there is a short term solution


Given the rate at which they change and nerf their cards, everything is a short term solution.

 

The same could arguably be said of many issuers and cards...but it seems especially true for Barclaycard.

Spend: BofA Premium, BBP, Schwab Platinum, Freedom x 2, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum
SD/AAoA Ballast: Arrival, CFU, DC, ED, QS
Retention games: BCP, Marriott Brilliant
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 15 of 19
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Super Contributor

Re: Can I convert Sallie Mae to upromise?


@CreditCuriousity wrote:

500 for travel related reimbursement or 250 cash w/arrival+.  GC's might be 500, someone else would know more about arrival+ than myself.


Arrival+'s bonus is only $500 for travel expenses. Gift cards, cash, merchandise, etc are all around the $250 value.

Message 16 of 19
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Valued Member

Re: Can I convert Sallie Mae to upromise?

I opened Upromise last year(You don't have to be a student) I opened it mainly for the 5+% CB on some of the local restaurants. But the bonus CB don't easily post, its a hit or miss, which is frustrating. only 1% CB immediately posts. I called CS few times, they would quote 30/60 days for bonus CB to show up. 

 

I feel the Upromise program is not worth it if you are not dilligent enough to track your CB.

 

Barclays doesn't do PC, so I am letting this card go inactive.

7/1/2017
TU: 772 EQ: 792 EX: 778
Active Accounts: 10
Message 17 of 19
Regular Contributor

Re: Can I convert Sallie Mae to upromise?

Nothing good from Barclay for me..... so I suppose this is the chopping block our our relationship. Smiley Sad

"It's not you, it's me.... our needs and wants within our relationship has changed. I can't have this relationship any more Sallie. You were good to me but you changed. I hope you find the true customers you've been looking for."

That would be my breakup speech for this card. It's been good Barclay! I hope to do business with them in the future!

Thanks for the input everyone. I'll take care and use of my other cards now!!

Message 18 of 19
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Super Contributor

Re: Can I convert Sallie Mae to upromise?


@NinjaManeuver wrote:

I opened Upromise last year(You don't have to be a student) I opened it mainly for the 5+% CB on some of the local restaurants. But the bonus CB don't easily post, its a hit or miss, which is frustrating. only 1% CB immediately posts. I called CS few times, they would quote 30/60 days for bonus CB to show up. 

 

I feel the Upromise program is not worth it if you are not dilligent enough to track your CB.

 

Barclays doesn't do PC, so I am letting this card go inactive.


Yes, I had the Upromise card in 2015, but I got tired of fighting for the rebates and they did take forever to post. The card is great in theory, but in reality, pretty frustrating most of the time.

 

I still use the Upromise portal itself occasionally, and am still waiting on dining payouts from October....you'd think for paltry amounts like $1.30 they would just push the reward through so as not to upset customers, but apparently they aren't concerned.

Message 19 of 19
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