No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I tried for a CLI on my Best Buy card today and it was denied...can I recon that? If so is it worth it? I've heard Citi is hard to get a CLI out of....
Im fairly certain its going to cost me an HP. Do I call Citi directly or a backdoor number?
@PlasticOrPlastic wrote:I tried for a CLI on my Best Buy card today and it was denied...can I recon that? If so is it worth it? I've heard Citi is hard to get a CLI out of....
Man, you would have more luck getting blood out of a rock.
I tried reconing a CLI denial like 8 months ago for mine and I tried most everything. I wasted over an hour of my life so id recommend against it.
I know it cost a HP and it sucks but it is what it is. Good luck.
@juggar wrote:
@PlasticOrPlastic wrote:I tried for a CLI on my Best Buy card today and it was denied...can I recon that? If so is it worth it? I've heard Citi is hard to get a CLI out of....
Man, you would have more luck getting blood out of a rock.
I tried reconing a CLI denial like 8 months ago for mine and I tried most everything. I wasted over an hour of my life so id recommend against it.
I know it cost a HP and it sucks but it is what it is. Good luck.
With Citi legacy cards, sometimes it's possible, However, with private label cards such as Sears, Home Depot, or Best Buy... you might as well cut your losses. They can and may HP again and more than likely your CLI recon outcome will be the same. Your call OP.
So I had a BBYMC which was HSBC orginally. It was stuck at $400 forever until Citi took it over. I asked for a CLI and they bumped me to $750 about a year ago. Then I asked for a CLI today and they bumped me to 11k. Not sure about the recon route but the cli can happen with them.
Thanks for all the replies everybody, after being on the phone for almost a half hour its still denied and cost me 2 HP's. Not real impressed but it is what it is at this point. Oh well time to give Amazon my business for this purchase I guess. Thanks again everybody.
@PlasticOrPlastic wrote:Thanks for all the replies everybody, after being on the phone for almost a half hour its still denied and cost me 2 HP's. Not real impressed but it is what it is at this point. Oh well time to give Amazon my business for this purchase I guess. Thanks again everybody.
Ouch! Well, you did give it a 2nd try and something that Nixon would be proud of Those Citi private label cards are much tougher to get CLI growth if the account is stagnant. Unless your overall profile is ideal for auto-CLIs then it can take considerable effort via HP.
I would definitely bark loud about the 2 hard pulls. One, ok, but two? That's brutal. I'm sorry.
@Anonymous wrote:I would definitely bark loud about the 2 hard pulls. One, ok, but two? That's brutal. I'm sorry.
I guarantee what happened was he called in and the rep heard "CLI" and proceeded to tell him the only way they can do anything about it is run another CLI.
You can try to explain you want a recon but they will claim its not possible. At least, this what happened to me. I stopped trying after I got mine to $1500.