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Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

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DeeBee78
Valued Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15


@bigalkescott514 wrote:

CLosed my partially secured BoA 1-2-3 99/500 account closed it July 16th 2015 but miss the rewards and I feel I lost out on a lot considering it wouldve been a year old last month on 10/01/2015....called yesterday was Veterans day. Chatted last night said they couldnt reopen it cause my terms I had were no longer available please help me!!Smiley Sad


Have you tried applying for the regular version of this card? No AF and a sign up bonus. 

 

Edit: I think it's humorous for you to complain about Capital One not giving you enough credit / low APR in another thread, when you want to re-open a partially secured $500 card at a 21% APR

Message 11 of 19
Anonymous514
Established Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

I liked the rewards this card gave and feel that if I wouldn't kept it open and let it graduate I would've gotten a higher limit. And kindly keep your trash talk off of my thread



Message 12 of 19
Anonymous
Not applicable

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

You have a good line up OP. I would garden 6-12 months to allow your accounts to age and then reapply. Best of luck!
Message 13 of 19
DeeBee78
Valued Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15


@bigalkescott514 wrote:
I liked the rewards this card gave and feel that if I wouldn't kept it open and let it graduate I would've gotten a higher limit. And kindly keep your trash talk off of my thread

So then why not apply for the regular version? 

 

And it wasn't trash talking - just pointing out they hypocrisy of your posts. 

Message 14 of 19
Anonymous514
Established Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

Kay. And because I'm 20 points away from 750 so I'm gonna wait until then to apply.



Message 15 of 19
DeeBee78
Valued Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15


@bigalkescott514 wrote:
Kay. And because I'm 20 points away from 750 so I'm gonna wait until then to apply.

Yeah, you're beyond needing the secured version of this card. I have a preapproval for this card sitting in my online account right now, and I won't take it, because I'd rather have the signup bonus and no AF the real version offers. 

 

 

Message 16 of 19
Anonymous514
Established Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

I really really want the 1 2 3 rewards again because gas and groceries are my primary use so as of right now my venture card is the one getting the rewards until I get the BoA 123



Message 17 of 19
bigpoppa09
Established Contributor

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

and wat really gone sting unlike most that BOA secured card graduates so they would have refunded your depoist no more AF and most of time they give a credit limit increase.

Message 18 of 19
Anonymous
Not applicable

Re: Can I reopen BoA 1-2-3 99/500 acc closed 7/16/15

yeah once you close the account they do tell you that if you do close the account you will not be able to reopen this account you would have to reapply again. 

Message 19 of 19
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