Can I transfer a balance that's not mine?

[shyeviolett]

Hi All, I was just approved for a PNC card with 24 months balance transfers at 2.99% (7.5k limit). Question is, I want to transfer a balance that's in my husbands name only because we need to get his score up and pay this down fast (we'll save a lot of money with 2.99 interest) before we mortgage app next year. 

Can I do this if I'm not even an AU or do they even care? 

[Epcot]

Several years ago I did this for a family member. I did a BT from his credit card to mine to aleviate some of his balances at a high APR. I had no problems at all.

[Open123]

If your credit line allows for it and you're willing to be responsible for the debt, I don't see why not.

[shyeviolett]

Good good. We're paying it off quickly anyway but this will save us some cash and up his credit score a bit while not really affecting mine too much since my total utilization will still be around 25%.

[OnTheRebound]

Although PenFed does not specifically say "This is not allowed" they say if you want to transfer a a balance to a card that is not your own, you must call in and discuss it.

Important Disclosures

1.  I am a borrower or co-borrower on the account to be paid.  If you are not a borrower or co-borrower, please call 800-247-5626.