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Can someone explain to me (in layman's terms) how the 10% boost works for Citi ThankYou points?

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ptatohed
Valued Contributor

Can someone explain to me (in layman's terms) how the 10% boost works for Citi ThankYou points?

I've read you can boost your points by 10% on the TY points from any Citi card (Custom Cash = 5.5, Double Cash = 2.2, etc.).  I'm going to state what I *think* I know but can the pros please confirm or correct me?  When you have multiple Citi cards, you can pool your TYPs.  I happen to have CC and DC and when I log on to either account, I do see that it says both account's TYPs are combined.  If I understand correctly, only the Citi Rewards+ card has the 10% redemption multiplier (on the first 100,000 TYPs per year).  So, if you have the Citi R+ card, you can log into your R+ account and redeem all your pooled Citi TYPs at 1.1X per point.  How am I doing so far?  Smiley Happy  Here's where I fear I may not benefit as much as I'd like to..... I am 100% a cash back guy.  I don't even like the word 'points', lol, but I 'tolerate' them when I know they can be redeemed for 1cpp.  Which the TYPs are (at least with DC and CC).  If I read correctly, you can't redeem TYPs through the R+ card for 1.1cpp.  Is that true?  I think I read gift cards only.  Gift cards for places I was going to spend anyway is a close second to true cash back, I suppose.  I think I found the Citi site listing their gift card selection.  It's pretty generous but it's a big bummer that most of the vendors I would pick are places I could be getting 5% cash back at if I were paying with my credit cards!  (Target, Lowe's, Grocery, Gas, Restaurants).  But I guess getting 10% more gift card and not getting 5% CB still puts you ahead 5%, lol.  Anyway, if I didn't get the process right, or if I missed anything, please clue me in.  Thanks!      

5% CB rotating: ;
Everyday 3% CB: ;
Everyday 5%: ;
Companion Card: ;
Everyday 2.2% CB: ;
Retired to sock drawer after AOD (kept alive w/ 1 purchase every 6 mo): ;
On my radar: ;
Still Waiting for an Invite: ;
No hope:
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