I don't pull my score every month. This is the first time I've pulled it in almost a year. (since last June when I was at 505 TU) I pulled it because I wanted to see what kind of increase I would have with paying all my CC down to $0 since utilization has always been an issue for me in the past. My intent was to app for a cc or maybe two. I wanted to see if I could get a decent prime card so I could close out one of my secured cards.