Can't get one cc to report to transunion

[Anonymous]

My first secured cc I got almost a year ago refuses to report to transunion for some weird reason...

The card is through a credit union that I previously had a loan through(the loan shows up on my trans CR.)

I've spike with them several times and hey stated it should show up on all three and it looks like they report it on their end. They said something about how maybe I had a duplicate file with trans. They said to call the CB about it.

I tried that and no dice...

Any other ideas?

It's frustrating and annoying the hell outta me.

Thanks

[Cleanmachine]

I can understand your feelings, However, it should be understood that a CREDITOR is not required

to report to the Credit Bureau's.

I have a credit union loan that only reports to Experian.

Please do not get frustrated......I know..It's easier said than done.

[Anonymous]

The problem is, it's supposed to report to all three and I've confirmed it with multiple people. Just some sort of weird error on one end or the other.

The loan I had before reported fine

[Anonymous]

Not many creditors use transunion solely to make decision except barclay. Look at it positively, there would be much more trouble if they don't report to EX.

[MagicShot]

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@Anonymous wrote:

Not many creditors use transunion solely to make decision except barclay. Look at it positively, there would be much more trouble if they don't report to EX.

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Some CCC pull all 3 and a lot of lender pull all three for loans.

[Anonymous]

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@MagicShot wrote:

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@Anonymous wrote:

Not many creditors use transunion solely to make decision except barclay. Look at it positively, there would be much more trouble if they don't report to EX.

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Some CCC pull all 3 and a lot of lender pull all three for loans.

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CC Creditors could still reach decision with only info from 2 bereaus but I agree OP will have problem getting mortgages or auto loan without other TLs showing in TU.

[kjm79]

OP, if the CU is stating that they report to TU, take in a recent copy of your TU report and show them it's not there and explain how you've talked with the CRA who says they have no record of it.  Might have to write a letter or two of talk to the higher ups to get it done.  Yeah, not all creditors reports to all 3 CRA's.  But they are saying they do, so ask them for the universal data form or whatever it's called to prove it's being reported and then try submitting that to TU.  Keep trying.  At least they are telling you that it's reported instead of "we don't report".