No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@Anonymous wrote:
EDP is better for that, unless restaurants and airlines are a larger part of your daily spend than groceries, gas and unbonused spend. That would be pretty unusual for most people.
It is for me.
The Wife and i use the PRG for our everyday spending and some bills like we would a debit card. things like the new sleep number bed we put on a 0% revolver (we take turns getting one every other year so we always have 0% somewhere) so we can pay them off over time. Between the two of us we usually earn over 4k points a month. that with the airline credit makes the anual fee worth it to us. But what ever floats your boat i guess.
I think the PRG really only makes sense if it's your daily spending card, as to make up the fee, it has to get a decent amount of spend. So if you are spreading spend across many cards, PRG may not do much for you
@kdm31091 wrote:I think the PRG really only makes sense if it's your daily spending card, as to make up the fee, it has to get a decent amount of spend. So if you are spreading spend across many cards, PRG may not do much for you
The $100 airline credit + small business Saturday + just a couple other Amex deals that you your family can use over the course of the year = annual fee made up for without hardly any spending at all. That is, if you can use that airline credit. Me, I'll be closing my PRG card because all my airline gift cards will likely go to waste.