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Can you get approved for BCE With high 600s Score??

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GreatCreditFor2012
Contributor

Can you get approved for BCE With high 600s Score??

Was wondering has anybody gotten Approved for the AMEX BCE With High 600s scores? I was hoping to be in the low 700s with EX by March 2013 But I think it'll just be high 600s tho according to the EX score simulator.



Message 1 of 15
14 REPLIES 14
Creditaddict
Legendary Contributor

Re: Can you get approved for BCE With high 600s Score??

APPLY NOW... SP until you get approved!!

Message 2 of 15
creditnocash
Valued Contributor

Re: Can you get approved for BCE With high 600s Score??


@Creditaddict wrote:

APPLY NOW... SP until you get approved!!


its only a sp if your already a cardholder. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 15
Repo-ed
Senior Contributor

Re: Can you get approved for BCE With high 600s Score??

www.whogavemecredit.com
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 4 of 15
stealthc63
New Contributor

Re: Can you get approved for BCE With high 600s Score??


I was approved with a 688 per the approval letter. I also had at least 10 inq's within a year (prob 4-5 in the last 3 months.) Util is at 25-30% and AAoA is around 4 years. Approved with $2500. Hope that helps

Message 5 of 15
jake619
Frequent Contributor

Re: Can you get approved for BCE With high 600s Score??


@creditnocash wrote:
its only a sp if your already a cardholder. 

hmmm.  I was a former Blue and Gold cardholder, both closed by them Smiley Sad Currently I have a company-provided Corporate AMEX card, my name and company embossed on card.  Do you think this would qualify to avoid the HP?

Message 6 of 15
creditnocash
Valued Contributor

Re: Can you get approved for BCE With high 600s Score??

What's your aaoa great credit?


Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 15
GreatCreditFor2012
Contributor

Re: Can you get approved for BCE With high 600s Score??

Aaoa is 1year and the total history of credit is 1 year and 6 months, will be abit more in March which is when I was looking to Apply. Uli will be at 8% and I have 3 charge cards... 4 Credit Cards and two Installment loans all paid on time. No Baddies. Oh yea umm 11 inq all over a Year Old. Hope that helps... Thank You Guys!! Smiley Happy



Message 8 of 15
AF_23
Frequent Contributor

Re: Can you get approved for BCE With high 600s Score??

Possibly but YMMV

Message 9 of 15
patsfan1453
Regular Contributor

Re: Can you get approved for BCE With high 600s Score??

Apply for blue and immediately PC to BCE. I did it Smiley Happy Also, I had a worse profile than yours.

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k
Message 10 of 15
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