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Can you have 3 Capital one credit cards?

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Superduper2014
Frequent Contributor

Can you have 3 Capital one credit cards?

I currently have 2 Quicksilver cap one cards. 

 

I was wondering if I would be able to get approved for a third card of another kind with them. 

 

Are they pulling all three bureaus still? I have my equifax with no inquiries. 

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10 REPLIES 10
Anonymous
Not applicable

Re: Can you have 3 Capital one credit cards?

You can have up to 5 Capital One cards. No more than 2 subprime cards. Yes, they still pull all 3 credit bureaus.

Message 2 of 11
blazerein
Established Contributor

Re: Can you have 3 Capital one credit cards?

Cap 1 = The Triple Puller.  As they called in Hockey "The hat trick"

AAoA 6yrs 3mos | Inquries: TU5/EQ5/EX8 | Utilization: 9% | Mortgage: 1 | Auto Loan: 2 | Personal Loan: 2 | Derogatory: 0

> >CREDIT UNION


EX- 585, TU- 583, EQ- 563 | CURRENT SCORE UPDATED: 2/2023 -> FICO 8 EX 754 TU 741 EQ 755 | FICO 9 EX 747 EQ 763 TU 756
Message 3 of 11
Wavester64
Valued Contributor

Re: Can you have 3 Capital one credit cards?


@blazerein wrote:

Cap 1 = The Triple Puller.  As they called in Hockey "The hat trick"


I can vouch for this. August 10th this year 3 INQs come off for 1-card  Smiley Indifferent






Potential Future Cards
Message 4 of 11
dragontears
Senior Contributor

Re: Can you have 3 Capital one credit cards?


@blazerein wrote:

Cap 1 = The Triple Puller.  As they called in Hockey "The hat trick"


Off topic: This post makes me miss hockey 

 

Back on topic: agree with the other posters 

Message 5 of 11
Superduper2014
Frequent Contributor

Re: Can you have 3 Capital one credit cards?

sorry for my  ignorance, but which cards would be subprime for Cap one? Which one would you recommend if I have 2 quicksilver now?

Message 6 of 11
Anonymous
Not applicable

Re: Can you have 3 Capital one credit cards?


@Superduper2014 wrote:

sorry for my  ignorance, but which cards would be subprime for Cap one? Which one would you recommend if I have 2 quicksilver now?


Subprime are the Secured Mastercard, Journey Student Rewards, Platinum and QuicksilverOne Rewards. The regular Quicksilver is a prime card. 

 

Cap One have only a couple of other prime personal cards. See which one fit your spending.

Savor= 4% on dining and entertainment, 2% on grocery. $95 AF

SavorOne= 3$ on dining and entertainment, 2% on grocery. No AF

VentureOne= useless card, don't get this one! 

Venture= 2X miles on every dollar. $95 AF

Message 7 of 11
Anonymous
Not applicable

Re: Can you have 3 Capital one credit cards?


@Anonymous wrote:

@Superduper2014 wrote:

sorry for my  ignorance, but which cards would be subprime for Cap one? Which one would you recommend if I have 2 quicksilver now?


Subprime are the Secured Mastercard, Journey Student Rewards, Platinum and QuicksilverOne Rewards. The regular Quicksilver is a prime card. 

 

Cap One have only a couple of other prime personal cards. See which one fit your spending.

Savor= 4% on dining and entertainment, 2% on grocery. $95 AF

SavorOne= 3$ on dining and entertainment, 2% on grocery. No AF

VentureOne= useless card, don't get this one! 

Venture= 2X miles on every dollar. $95 AF



Do upgrades stay subprime?  For example I had a student journey card that upgrade to a quicksilver.

Message 8 of 11
Shooting-For-800
Senior Contributor

Re: Can you have 3 Capital one credit cards?


@Anonymous wrote:

You can have up to 5 Capital One cards. No more than 2 subprime cards. Yes, they still pull all 3 credit bureaus.


^ this.

 

I had 4 or 5 at once.

I currently have 3.

Cap One pulls all three CRs but can be very generous.

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 9 of 11
wasCB14
Super Contributor

Re: Can you have 3 Capital one credit cards?


@Wavester64 wrote:

@blazerein wrote:

Cap 1 = The Triple Puller.  As they called in Hockey "The hat trick"


I can vouch for this. August 10th this year 3 INQs come off for 1-card  Smiley Indifferent


TU/EX here. Not instant approval, though.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 10 of 11
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