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Can you move AMEX CLs?

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Duncanrr
Valued Contributor

Can you move AMEX CLs?

9/10/12          Got AMEX Delta with 2k CL

11/23/12        Belated 61 day 3xCLI   6k CL

1/2/12             Got BCP with 8.4k CL

 

So 4/23/13 I'll be able to request another CLI on my AMEX.  I have two options.  I can go for 18k on my Delta or 25.2k on my BCP (Obviously, I wouldnt request anything above 25k since 0.2k isnt worth the FR hazzle.  Also, I dont need lines this high with AMEX.

 

To be honest, I would be happy with 12k CL on each one of cards.  Can I request a CLI of 9.6k on my BCP (total CL of 18k) and then if approved, transfer 6k of available credit to my Delta (and can it be done without a HP?)



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 1 of 14
13 REPLIES 13
Creditaddict
Legendary Contributor

Re: Can you move AMEX CLs?


@Duncanrr wrote:

9/10/12          Got AMEX Delta with 2k CL

11/23/12        Belated 61 day 3xCLI   6k CL

1/2/12             Got BCP with 8.4k CL

 

So 4/23/13 I'll be able to request another CLI on my AMEX.  I have two options.  I can go for 18k on my Delta or 25.2k on my BCP (Obviously, I wouldnt request anything above 25k since 0.2k isnt worth the FR hazzle.  Also, I dont need lines this high with AMEX.

 

To be honest, I would be happy with 12k CL on each one of cards.  Can I request a CLI of 9.6k on my BCP (total CL of 18k) and then if approved, transfer 6k of available credit to my Delta (and can it be done without a HP?)


 

You use to be able to move CL so EASYILY online, now sure if they still do it... but I would do it with the new card for the CLI and then it will be bonus if you get the full $25k and if you can move some of the CL!

Message 2 of 14
Anonymous
Not applicable

Re: Can you move AMEX CLs?

It seems like the OP creates threads every other day. lol

Message 3 of 14
Open123
Super Contributor

Re: Can you move AMEX CLs?

You can, but account has to age 12 months first.  You can't move personal to business, but can easily from within personal cards.

Message 4 of 14
Duncanrr
Valued Contributor

Re: Can you move AMEX CLs?


@Anonymous wrote:

It seems like the OP creates threads every other day. lol


Yes.  But they are all different and they are all interesting questions.  I learn by asking and answering questions and engaging in discourse. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 5 of 14
Anonymous
Not applicable

Re: Can you move AMEX CLs?

Yes, I have learned a lot from the threads that most members post (including yourself). The information found on this website is literally priceless. . 

Message 6 of 14
Duncanrr
Valued Contributor

Re: Can you move AMEX CLs?


@Anonymous wrote:

Yes, I have learned a lot from the threads that most members post (including yourself). The information found on this website is literally priceless. . 


Welcome to the forums.  Feel free to ask if you need anything, FICO related Smiley Happy



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 7 of 14
NADA918
Member

Re: Can you move AMEX CLs?


@Open123 wrote:

You can, but account has to age 12 months first.  You can't move personal to business, but can easily from within personal cards.


Yeah 13 months on the from account, and at least 60 days on the two account.. Mine finally hit and I transferred this week online.. Yes, easy as could be!

Message 8 of 14
Repo-ed
Senior Contributor

Re: Can you move AMEX CLs?


@NADA918 wrote:

@Open123 wrote:

You can, but account has to age 12 months first.  You can't move personal to business, but can easily from within personal cards.


Yeah 13 months on the from account, and at least 60 days on the two account.. Mine finally hit and I transferred this week online.. Yes, easy as could be!


Just call or you can do it online?

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 9 of 14
Open123
Super Contributor

Re: Can you move AMEX CLs?


@Repo-ed wrote:

@NADA918 wrote:

@Open123 wrote:

You can, but account has to age 12 months first.  You can't move personal to business, but can easily from within personal cards.


Yeah 13 months on the from account, and at least 60 days on the two account.. Mine finally hit and I transferred this week online.. Yes, easy as could be!


Just call or you can do it online?


You can just do it online.  When the option is available, a new link will appear "reallocating credit lines," is what it's called, if memory serves.

Message 10 of 14
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