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My BCE $250 bonus for spending $1000 ends in 3 months. Is there any way I can request it be extended to 6 months. I've heard of credit limit increase, interest rate decrease, cash advance fee drop, and late payment fee drop requests succes on myfico. I've just never heard of any request like mine. It would be really helpful because I need time to spend up to $1000.
it wouldn't hurt to try, but I'd say it'd be a long shot.
@Subexistence wrote:My BCE $250 bonus for spending $1000 ends in 3 months. Is there any way I can request it be extended to 6 months. I've heard of credit limit increase, interest rate decrease, cash advance fee drop, and late payment fee drop requests succes on myfico. I've just never heard of any request like mine. It would be really helpful because I need time to spend up to $1000.
I can't say that I've ever even heard of someone having trouble meeting a 1000 dollar in 3 month requirement. I'm single, and my groceries alone in 3 months would come close...most utilities, cable bills, insurance, etc. can be paid via credit card. I do not believe American Express will extend that date, but I could be wrong. You may be the only person I've ever known that does not have 335 dollars a month in expenses that can be put on a card, unless of course you are having to try to meet that to get the SUB on multiple cards at the same time. If all else fails, surely you have a relative who normally pays some bill with a check that will give you cash and let you pay their bill with the card.
@sarge12 wrote:
@Subexistence wrote:My BCE $250 bonus for spending $1000 ends in 3 months. Is there any way I can request it be extended to 6 months. I've heard of credit limit increase, interest rate decrease, cash advance fee drop, and late payment fee drop requests succes on myfico. I've just never heard of any request like mine. It would be really helpful because I need time to spend up to $1000.
I can't say that I've ever even heard of someone having trouble meeting a 1000 dollar in 3 month requirement. I'm single, and my groceries alone in 3 months would come close...most utilities, cable bills, insurance, etc. can be paid via credit card. I do not believe American Express will extend that date, but I could be wrong. You may be the only person I've ever known that does not have 335 dollars a month in expenses that can be put on a card, unless of course you are having to try to meet that to get the SUB on multiple cards at the same time. If all else fails, surely you have a relative who normally pays some bill with a check that will give you cash and let you pay their bill with the card.
I have a dining plan at my college so I don't buy groceries until the summer. I'm also pretty cheap. I guess adding AU or paying someone else's bill works.
@Anonymous wrote:
Subexistence- No, they will not give you more time for any reason.
My best suggestion is spend as much as you can to get close. Then purchase an Amex Giftcard through American Express to fulfill the rest, that is kind of an extension.
Occasionally there will be a bonus offer to purchase Amex GiftCard in your Offers Section.
And
If you google Amex giftcard promo codes you can find a code for free shipping. Right now the code is: Freeshp17a
That's my best advice
I'm not too sure if Amex pays rewards on an Amex gift card purchase...have you actually done this before? Edit...this is copy and paste from Amex cash back terms.
Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, or purchases of other cash equivalents.
An annual reward year is 12 billing periods in a row beginning with the one that includes January 1st; if your billing cycle changes, the length of your annual reward year will also change.
Congratulations on the new card.
When I got the BCE, I took a $150 sign-up bonus on $500 initial spend. I wonder if that's an option.
If I could trade deals with you, I would. I had no trouble spending $1,000 pretty quickly.
@HeavenOhio wrote:Congratulations on the new card.
When I got the BCE, I took a $150 sign-up bonus on $500 initial spend. I wonder if that's an option.
If I could trade deals with you, I would. I had no trouble spending $1,000 pretty quickly.
I did this to get my offer.https://www.reddit.com/r/churning/comments/5iuht1/a_new_method_to_get_amex_highest_offers_the/
You need to start a list of everything you could possibly buy, bills you need to pay, to then determine what the best way is to obtain it.
When do you buy textbooks for next term? Where do you buy those books?
At the grocery store, if you buy relatively small denomination gift cards, fixed amounts of $25 or $50 those can "pre-spend" funds that you know you will use later, such as gasoline cards, or if you plan to go to Darden restaurants or McDonalds or Wendy's or Five Guys at some point in the future. You don't want to over do it, but it can help with some spend amount. The reloadable or variable value gift cards often get called out, but picking up one or two small fixed value ones seems to not be a problem.
Do you have any sort of maintenance requirement on a vehicle you own?
All monthly bills need to go on this card. Do you pay for any insurance, such as auto insurance or renters insurance? Cell phone bills?
AMEX spend is one of the most difficult to get completed, because of the relatively fewer places AMEX is accepted. I doubt they will extend the time allowed.