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Cap 1 Unsecured

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Creditaddict
Legendary Contributor

Re: Cap 1 Unsecured

Then yes I would look for another secured card.

 

Who do you bank with?

Do you have a Credit Union?

Any of these banks included in your BK?

 

Message 11 of 13
Anonymous
Not applicable

Re: Cap 1 Unsecured

I am with Bank Mutual and they were not included in my BK- they do have a secured card that I plan on getting after Christmas- minimum to start is $300. I looked at Credit karma reviews for the cap 1 no hassel card and a lot of people were approved in my situation. I am going to hold off on that until I have 6 months history with my current card and the other secured card I plan on getting in January.
Message 12 of 13
Creditaddict
Legendary Contributor

Re: Cap 1 Unsecured

yeah I would personally rather have a great secured card from a bank I have history with and interaction with and keep increasing your CL within that secured account as long as they do review for graduation in a year.

Getting 3 Capital One Cards are not going to help you much past the next year or so from the stand point of growing CL's as your credit gets much better.

Once you get up to the 600 range you can get some store cards most likely and Barclay etc.

Message 13 of 13
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